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Jumbo Home Loans

Competitive Mortgage Rates in San Diego and Throughout Southern California

Jumbo Home Loans

A jumbo mortgage is a home loan that is larger than the conforming loan limits in your area. SDCCU’s jumbo loans offer competitive low rates, flexible down payment options and terms whether you plan to purchase or refinance your existing home. SDCCU offers jumbo loans throughout Southern California including Imperial, Los Angeles, Orange, Riverside, San Bernardino, San Diego, San Luis Obispo, Santa Barbara and Ventura counties.

Jumbo mortgage rates as low as 2.771% APR1
30 year fixed with no points

 

Terms up to 30 years | Loans up to $3,000,0002 | 90 day rate lock3
 

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Learn more about jumbo loan rates and terms.

 
Fixed Rate Jumbo Mortgage Loans
Fixed Rate Jumbo Mortgage Loans

Pay the same fixed amount every month over the entire life of the loan.
 

Adjustable Rate Jumbo Mortgage Loans (ARM)
Adjustable Rate Jumbo Mortgage Loans (ARM)

Adjustable rate jumbo mortgages provide a fixed rate for the first 5 or 7 years.
 

Competitive Loan Rates
Competitive Loan Rates

30 year fixed rate jumbo loan 2.771%, no points.

¹APR = Annual Percentage Rate. APR valid as of  .
2For example: 360 monthly payments of $4.08 per $1,000 borrowed at 3.397% Adjustable Annual Percentage Rate (APR) for the 5-year adjustable term based on rates offered  . Rates may vary and are subject to change.
3Rate lock available with a specific property identified.
42021 conforming loan limits for counties served by SDCCU are: Imperial - $548,250, Los Angeles - $822,375, Orange - $822,375, Riverside - $548,250, San Bernardino - $548,250, San Diego - $753,250, San Luis Obispo - $701,500, Santa Barbara - $660,100, Ventura - $739,450.