HELOC & Fixed Rate Home Equity Loans
How would you transform your home with a low-rate home equity line of credit (HELOC) or a fixed rate home equity loan? With San Diego County Credit Union, using the value of your home couldn't be easier or more affordable. Traditionally, the longer you own your home, the more equity you build. A home equity loan is a loan you take out that is based on the equity you have already built. If you know the exact amount you need and would rather have a fixed rate over a variable rate, then a credit union home equity loan can be a great option. Additionally, a HELOC with no annual or maintenance fees, can be an easy, affordable way to finance home improvement projects and other major purchases as well. So go ahead, dream big! Plus, the interest may even be tax deductible.¹
SDCCU offers fixed rate home equity loans and variable rate home equity lines of credit (HELOC) to members living in San Diego, Riverside and Orange counties.