An important message regarding SDCCU’s Strong and Well-Capitalized Financial Position, Market Strength and Diversification. Learn more>>
An important message regarding SDCCU’s Strong and Well-Capitalized Financial Position, Market Strength and Diversification. Learn more>>
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Loans

Loans for all of your life's needs

Whether you’re looking to buy a new home, get a new car or cover an unexpected life expense, SDCCU has a loan for you.

Auto Loans

Find the best loan with a range of auto loan programs.

Explore Auto Loans
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Home Equity Loans

Explore our competitive low rates, low payments, and no closing costs.

Explore Home Equity Loans
Mortgage Loans

Finance your home with low rates and low down payments.

Explore Mortgage Loans
Personal Loans

Get help with unexpected expenses.

Explore Personal Loans
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Why Bank with SDCCU?
Because people come first

SDCCU has always made members the number one priority. Because of this deep-rooted commitment, we’re focused on providing all the banking services you need, but from a place that’s never for-profit, and still wholly owned and operated by its members.

Cost

We don’t deal with outside stakeholders, so all earnings are returned to our members through lower fees and higher dividends.

Convenience

We have 30,000 surcharge-free ATMs, 43 branch locations, and mobile and online banking, so you can bank anywhere, anytime.

Community

We are proud members of the communities we call home, and participate in a lot of local programs and events to show our support.

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Home Loans

Learn more about our home loan programs and benefits.

Learn More
a man test drives a new car with a sales woman bought thanks to sdccu easy auto buying service

Easy Auto Buying Services

SDCCU is here to help you save time and money with two fantastic services! Combine any of these hassle-free auto buying services with SDCCU’s low-rate auto loans and see why SDCCU was voted the BEST Auto Loan Provider.

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30,000 surcharge-free ATMs

Need to make a quick deposit or withdrawal? SDCCU has over 30,000 surcharge-free ATMs nationwide for your on-the-go convenience—that’s more than most of the big banks!

Find a surcharge-free ATM
A friend in the neighborhood

When you bank with SDCCU, not only do you get access to online banking services, but you’ll benefit from our in-branch features, as well. Here’s some of what you’ll find at our 43 locations, but please visit your local branch’s page to see the features nearest you.

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Cashier's Checks

Request a cashier's check for any amount.

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Safe Deposit Boxes

Store your valuable items in a secure place.

Financial Advisor Onsite

An experienced Financial Advisor is available to meet with you one-on-one.

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Wire Transfers

Wire in and outgoing funds, domestic and foreign.

WHAT PEOPLE ARE SAYING

"I have been a SDCCU member for many years and am amazed how friendly and fast service is. I have had nothing but excellent service at SDCCU. Every time I visit a branch I am greeted with a hello and a smile."

Andrea Z., Lake Elsinore

 
san diego's best

Be a Part of San Diego’s
BEST Credit Union

Why Bank at SDCCU?
san diego's best

Be a Part of San Diego’s
BEST Credit Union

Why Bank at SDCCU?

SDCCU has over 30,000 surcharge-free ATMs and 43 branch locations.

Open an account online today!