Loans for all of your life's needs

Whether you’re looking to buy a new home, get a new car or cover an unexpected life expense, SDCCU has a loan for you.

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Why Bank with SDCCU?

Because people come first

SDCCU has always made members the number one priority. Because of this deep-rooted commitment, we’re focused on providing all the banking services you need, but from a place that’s never for-profit, and still wholly owned and operated by its members.

Explore our unique benefits


We don't deal with outside stakeholders, so all earnings are returned to our members through lower fees and higher dividends.


We have 30,000 surcharge-free ATMs, 41 branch locations, and mobile and online banking, so you can bank anywhere, anytime.


We are proud members of the communities we call home, and participate in a lot of local programs and events to show our support.

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Home Loans

Learn more about our home loan programs and benefits.

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Easy Auto Buying Services

SDCCU is here to help you save time and money with two fantastic services! Combine any of these hassle-free auto buying services with SDCCU’s low-rate auto loans and see why SDCCU was voted the BEST Auto Loan Provider.
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S D Registration Services®

Avoid long California DMV lines and renew your California Vehicle Registration with S D Registration Services at select SDCCU locations. We are excited to offer this time saving service to our members for a fee of $50.
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A friend in the neighborhood

When you bank with SDCCU, not only do you get access to online banking services, but you’ll benefit from our in-branch features, as well. Here’s some of what you’ll find at our 41 locations, but please visit your local branch’s page to see the features nearest you.

Cashier's Checks

Request a cashier's check for any amount.

Financial Advisor Onsite

An experienced Financial Advisor is available to meet with you one-on-one.

Safe Deposit Boxes

Store your valuable items in a secure place.

Wire Transfers

Wire in and outgoing funds, domestic and foreign.


"I have been a SDCCU member for many years and am amazed how friendly and fast service is. I have had nothing but excellent service at SDCCU. Every time I visit a branch I am greeted with a hello and a smile."

Andrea Z., Lake Elsinore

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Why Bank at SDCCU?

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