Merchant Services

SDCCU would like to help your business succeed in every way possible.

That is why we offer an easy and affordable merchant services solution in partnership with industry leader First Data®.

Clover® Station

  • Control your small business with the Clover Station
  • Accept many kinds of payments without additional equipment, from magnetic strip and EMV credit and debit cards to smartphone touch methods such as Apple Pay™ for iPhone 6®
  • Personalize your Clover Station with apps to really make it one of a kind. Increase your system’s capabilities with the continuously updated Clover App Market
  • Safeguard each credit card transaction and minimize the customer data you store with end-to-end encryption and data tokenization
  • Be ready to accept EMV chip-card payments and avoid liability for fraudulent transactions with the EMV-ready FD40 PIN pad, coupled with Clover Station
  • Learn more about Clover

Clover Go Mobile Card Reader

  • Accepting payments on your mobile device is simple, secure and reliable with Clover Go
  • 24x7 customer service, you can speak with someone to answer questions or lend a helping hand
  • Ready right out of the box with a quick charge
  • Once approved, just download the free mobile application from the App StoreSM or Google Play™, enter credit card information and accept cash transactions immediately. You’ll swiftly receive your new EMV compliant card reader in the mail
  • Get started today!

We also offer standard card readers and payroll services.

Accepting card and debit cards is easy for you and the customer with First Data’s innovative card acceptance solutions. Whether you need a wireless solution or one integrated with your PC – we have the equipment to help your business.
Gift Cards
Build your brand and increase your sales with gift cards. Gift cards bring in new customers and gift card customers tend to spend more than just the value of the gift card.
Electronic Check Conversion
Minimize returned checks by turning a paper check into an electronic purchase at the point of sale using TeleCheck Electronic Check Acceptance®. Electronic checks are deposited directly into your account within 48 hours.
Visit any of our convenient branch locations, call (877) 732-2848 or visit First Data for more information.

iPhone and iPad are registered trademarks of Apple Inc. Android is a trademark of Google, Inc. Providers are not affiliated with SDCCU.
1Funding times are subject to account application and transaction review and may vary.

Visit any of our convenient branch locations or call (877) 732-2848 for more information.

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Why Bank with SDCCU?
Because people come first

SDCCU has always made members the number one priority. Because of this deep-rooted commitment, we’re focused on providing all the banking services you need, but from a place that’s never for-profit, and still wholly owned and operated by its members.


We don’t deal with outside stakeholders, so all earnings are returned to our members through lower fees and higher dividends.


We have 30,000 surcharge-free ATMs, 43 branch locations, and mobile and online banking, so you can bank anywhere, anytime.


We are proud members of the communities we call home, and participate in a lot of local programs and events to show our support.

business owner setting up his clover station products for his business
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Business Credit Cards

Whether you shop online or with a Visa merchant, you are always 100% protected from unauthorized use of your Visa® business credit card.

a business woman paying bill on her tablet using sdccu business bill pay
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Business Bill Pay

Manage your business bills quickly and easily with bill pay designed for businesses like yours.

Learn More

More business solutions

We also offer standard card readers, gift cards, electronic check conversion and ADP® payroll services.

Providers are not affiliated with SDCCU.
30,000 surcharge-free ATMs

Need to make a quick deposit or withdrawal? SDCCU has over 30,000 surcharge-free ATMs nationwide for your on-the-go convenience—that’s more than most of the big banks!

Find a surcharge-free ATM
SDCCU offers more convenient banking solutions
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Safe Deposit Boxes

Store your valuable items in a secure place.

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Instant Debit & Credit Cards

Receive a Visa® debit card, issued instantly.

Visa® Gift Cards & Prepaid Cards

Purchase a Visa® gift card, instantly issued in-branch.

Wire Transfers

Wire in and outgoing funds, domestic and foreign.