Loan Payments

Making a payment to your SDCCU loan is easy

SDCCU Easy Pay

Pay without logging into Internet Branch online banking, with an account from another financial institution, using our convenient SDCCU Easy Pay. All you need is your non-SDCCU bank routing and account numbers or your non-SDCCU debit card. Once registered, you can easily set up recurring payments or complete a one-time payment – it’s up to you. There is a convenience fee to pay with your debit card but ACH payments can be made with no fee; see the Consumer Services Fee Schedule. Payment limits apply.

For Midwest Loan Service payments, log into SDCCU online banking or go to to make a payment.

For Real Estate Loan payoffs, please call SDCCU at (877) 732-2848 to request a total payoff amount.  Additional fees and/or finance charges may apply. 


ACH Debit Payment (other bank account to SDCCU)

Set up pre-authorized monthly payments from your account at another financial institution. Complete the Authorization for Direct Payment Form and return by mail or to your local branch.

Online Bill Pay

To pay via another financial institution, you will need SDCCU’s routing number (322281617) and your SDCCU account number including the loan suffix. Use this information to set up your bill pay through your other financial institution. 

Internet Branch Online Banking

Enroll today or login. From the Accounts screen, click Make Payment Now or click Transfers in the main navigation to transfer funds from your SDCCU savings or checking account to your loan.

By Phone

A representative can assist you in making a one-time payment or scheduling recurring payments. Call us at (877) 732-2848.
Information Center Hours:
Monday - Thursday: 8 a.m. to 5 p.m.
Friday: 8 a.m. to 6 p.m.
Saturday: 9 a.m. to 4 p.m.
Fee May Apply. See the Consumer Services Fee Schedule for details. 

SDCCU Branch Location

View local branch locations and hours.

By Mail

Send your payment to:
San Diego County Credit Union
Attn: Deposits, Payments or Payoffs
P.O. Box 269040
San Diego, CA 92196-9040

For payments or payoffs delivered by FedEx/UPS, remit to:
San Diego County Credit Union
Attn: Payments or Payoffs
6545 Sequence Drive
San Diego, CA 92121

Note: Please do not send cash by mail.