About SDCCU

San Diego County Credit Union is San Diego's largest locally-owned financial institution. With over $6.4 billion in assets, SDCCU is a not-for-profit credit union wholly owned and operated by its members. Unlike most other financial institutions, like big banks, San Diego County Credit Union does not issue stock or pay dividends to outside stockholders. Instead, earnings are returned to members in the form of lower loan rates, higher dividends on deposits or lower fees.

Originally chartered in 1938 as San Diego County Employees Credit Union, SDCCU was formed to provide for the financial needs of local county government employees. During the 1970's, SDCCU expanded its membership to include all San Diegans and today, is open to everyone living or working in San Diego, Riverside or Orange County. Those outside of the area can open an account by joining the Financial Fitness Association.

SDCCU serves over 247,000 members and continues to thrive as one of San Diego's premier financial institutions. With 33 branch locations in San Diego, Riverside and Orange County, SDCCU is conveniently located in our communities serving consumers through superior product and service offerings. SDCCU is proud to have been voted BEST Credit Union thirteen years straight as determined by the U-T San Diego Readers Poll. SDCCU has also been voted BEST Mortgage Home Loan Lender, BEST Financial Planner and BEST Place to Work multiple times.

Additionally, SDCCU is a proud community leader. SDCCU and our community crew, Team SDCCU, support over 75 different non-profit organizations, including the National Multiple Sclerosis Society, Rady Children’s Hospital, San Diego Blood Bank, San Diego Humane Society and many more. At the local level, branches also support community charitable organizations and events through sponsorships, volunteerism and activism. At SDCCU, we Feel The Teal™!

Visit a San Diego County Credit Union branch today and experience the difference. It's your hometown. It's ours too.

Open an accountin minutes Apply for a loan easily online

Why People Love Us

SDCCU Reviews

"I love SDCCU. I switched from big banking two years ago and won't go back. Better rates and service! No nickel and diming!" Susan L., San DiegoMember since '98

San Diego County Credit Union® was founded on the principle that people come first and profits second. This forward-thinking approach in the banking industry has propelled SDCCU® to become San Diego’s BEST Credit Union and largest locally-owned financial institution. SDCCU provides breakthrough banking products that meet the demands of today’s lifestyle and delivers banking services that save customers money. SDCCU serves customers nationwide with 30,000 surcharge-FREE CO-OP ATMs and 33 branch locations in San Diego, Riverside and Orange counties. Open an account today.


ABOUT SSL CERTIFICATES
30,000 surcharge-FREE ATMs

30,000 Surcharge-FREE ATMs

Access your money anywhere with 30,000 surcharge-FREE co-op ATMs nationwide.
Find an ATM
5/5 ARM

No Closing Costs

5/5 ARM Home Loan
Learn More
Auto Buying Service

Let SDCCU Do The Work!

You provide the details of the car you want and we'll locate it, negotiate the price and coordinate delivery for you – at no cost.
Learn More
0% Intro APR

0% Intro APR* on Balance Transfers

Good through January 1, 2015 on balance transfers made by May 1, 2014.
*Learn More
Check. Snap. Deposit.

SDCCU Mobile Deposit

Deposit checks from your smart phone in real time.
Get the App