Merchant Services

San Diego County Credit Union wants to help your business succeed in every way possible. That is why we offer easy and affordable merchant and payroll services.


  • No commitments or monthly fees
  • Get paid fast: payments deposited in 1-2 business days
  • $500 in FREE processing for new users!1
  • Learn more about Square

Clover® Station

  • Accept payments with ease
  • Track inventory and manage employees
  • Gain customer insight to build stronger, lasting customer relationships
  • Learn more about Clover

Pogo>® Mobile Card Reader

  • Your bank account can be funded as quickly as the next day2
  • Card data is encrypted instantly upon swipe, protecting you and your customer from fraud
  • Easy online account management tool
  • Learn more about Pogo


We also offer standard card readers, gift cards, electronic check conversion and ADP® payroll services.

Learn more about First Data

Visit any of our convenient branch locations or call (877) 732-2848 for more information.

Providers are not affiliated with SDCCU.
1Limited time offer valid only for new Square customers and is not transferrable. Valid for first 180 days. Waived processing fees are reimbursed to your account on each deposit.
2Funding times are subject to account application and transaction review and may vary.
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Why People Love Us

SDCCU Reviews

"I have been a SDCCU member for many years and am amazed how friendly and fast service is. I have had nothing but excellent service at SDCCU. Every time I visit a branch I am greeted with a hello and a smile." Andrea Z., Lake ElsinoreMember since 2007

San Diego County Credit Union® was founded on the principle that people come first and profits second. This forward-thinking approach in the banking industry has propelled SDCCU® to become San Diego’s BEST Credit Union and largest locally-owned financial institution. SDCCU provides breakthrough banking products that meet the demands of today’s lifestyle and delivers banking services that save customers money. SDCCU serves customers nationwide with 30,000 surcharge-FREE CO-OP ATMs and 38 branch locations in San Diego, Riverside and Orange counties. Open an account today.

30,000 surcharge-FREE ATMs

30,000 Surcharge-FREE ATMs

Access your money anywhere with 30,000 surcharge-FREE co-op ATMs nationwide.
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5/5 ARM

No Closing Costs

5/5 ARM Home Loan
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Auto Buying Service

Let SDCCU Do The Work!

You provide the details of the car you want and we'll locate it, negotiate the price and coordinate delivery for you – at no cost.
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1% Cash Back!

Apply for a SDCCU Cash Rewards Visa card to earn unlimited 1% cash back.
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Check. Snap. Deposit.

SDCCU Mobile Deposit

Deposit checks from your smart phone in real time.
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