Make a Loan Payment

Making a payment to your SDCCU loan is easy. 

ACH Debit Payment (other bank account to SDCCU)

Setup pre-authorized monthly payments from your account at another financial Institution. Complete the Authorization for Direct Payment Form and return by mail or to your local branch.

Online Bill Pay

To pay via another financial institution, you will need SDCCU’s routing number (322281617) and your SDCCU account number including the loan suffix. Use this information to set-up your bill pay through your other financial institution. 

Internet Branch Online Banking

Enroll today or login. From the Accounts screen, click Make Payment Now or click Transfers in the main navigation to transfer funds from your SDCCU savings or checking account to your loan. 

By Phone

A representative can assist you in making a one-time payment or scheduling recurring payments. Call us at (877) 732-2848.
Information Center Hours:
Monday - Thursday: 8 a.m. to 5 p.m.
Friday: 8 a.m. to 6 p.m.
Saturday: 9 a.m. to 4 p.m.
Fee May Apply. See the Consumer Services Fee Schedule for details. 

SDCCU Branch Location

View local branch locations and hours.


Simply insert your SDCCU ATM or debit card and you can pay with check, cash, or transfer from your SDCCU account. 

By Mail

Send your payment to:
San Diego County Credit Union
Attn: Deposits, Payments or Payoffs
P.O. Box 269040
San Diego, CA 92196-9040

For payments or payoffs delivered by FedEx/UPS, remit to:
San Diego County Credit Union
Attn: Payments or Payoffs
6545 Sequence Drive
San Diego, CA 92121

Note: Please do not send cash by mail.

Why People Love Us

SDCCU Reviews

"I have been a SDCCU member for many years and am amazed how friendly and fast service is. I have had nothing but excellent service at SDCCU. Every time I visit a branch I am greeted with a hello and a smile." Andrea Z., Lake ElsinoreMember since 2007

San Diego County Credit Union® was founded on the principle that people come first and profits second. This forward-thinking approach in the banking industry has propelled SDCCU® to become San Diego’s BEST Credit Union and largest locally-owned financial institution. SDCCU provides breakthrough banking products that meet the demands of today’s lifestyle and delivers banking services that save customers money. SDCCU serves customers nationwide with 30,000 surcharge-FREE CO-OP ATMs and 43 branch locations in San Diego, Riverside and Orange counties. Open an account today.

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having difficulties, please contact us at (877) 732-2848.

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