Loan & Deposit Rates

San Diego County Credit Union offers a competitive selection of deposit and loan rates. View our business and personal account interest rates below. San Diego County Credit Union rates are always available online for your convenience.

Consumer Loan Rates

Auto Loan Rates

Auto Loan Rates
Cars and Motorcycles Rates and Terms

Home Loan RatesMortgage Rates
First Mortgage Fixed and Variable Home Loan Rates and Terms

Home Equity Line RatesHome Equity Loans and Home Equity Line Rates
Equity Loans, Equity Lines Rates and Terms

Credit Union Interest RatesVisa Credit Card Rates
Visa® Credit Card Rates and Terms

Personal Loan Interest RatesPersonal Loan Rates
Personal Loan Rates and Terms

Consumer Deposit Rates

Deposit Account Rates
Checking, Savings, Certificates and IRA Rates

Business Loan Rates

Loan RatesBusiness Visa Credit Card Rates
Visa Credit Card Rates and Terms.


Auto Loan Rates

Business Auto Loan Rates
Standard Passenger Vehicle Rates and Terms.

Call (877) 732-2848, ext. 6200, for commercial real estate rates.


Business Deposit Rates

Business Loan Rates
Business Checking, Savings and Certificate Rates

Open an account or apply for a loan today. 

Open Online      Existing customers, log into online banking.

View our Consumer Services Fee Schedule or Business Services Fee Schedule.

If you have any questions about our rates or need assistance selecting a loan rate that's right for you, call us at (877) 732-2848 or visit any of our convenient branch locations

Why People Love Us

SDCCU Reviews

"I have been a SDCCU member for many years and am amazed how friendly and fast service is. I have had nothing but excellent service at SDCCU. Every time I visit a branch I am greeted with a hello and a smile." Andrea Z., Lake ElsinoreMember since 2007

San Diego County Credit Union® was founded on the principle that people come first and profits second. This forward-thinking approach in the banking industry has propelled SDCCU® to become San Diego’s BEST Credit Union and largest locally-owned financial institution. SDCCU provides breakthrough banking products that meet the demands of today’s lifestyle and delivers banking services that save customers money. SDCCU serves customers nationwide with 30,000 surcharge-FREE CO-OP ATMs and 43 branch locations in San Diego, Riverside and Orange counties. Open an account today.

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30,000 surcharge-FREE ATMs

30,000 Surcharge-FREE ATMs

Access your money anywhere with 30,000 surcharge-FREE co-op ATMs nationwide.
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5/5 ARM

No Closing Costs

5/5 ARM Home Loan
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Auto Buying Service

Let SDCCU Do The Work!

You provide the details of the car you want and we'll locate it, negotiate the price and coordinate delivery for you – at no cost.
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1% Cash Back!

Apply for a SDCCU Cash Rewards Visa card to earn unlimited 1% cash back.
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SDCCU Mobile Deposit

Deposit checks from your smart phone in real time.
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