Loan & Deposit Rates

Credit Union Loan Rates & Deposit Rates

San Diego County Credit Union offers competitive rates because earnings are returned to members instead of shareholders. View our current rates for auto loans, mortgages, home equity, personal loans, and Visa credit cards, plus checking, savings, certificates, and IRA rates, for members across Southern California. 

Why Choose a Credit Union Loan Over a Traditional Bank?

Credit unions like SDCCU are member-owned and not-for-profit, so earnings return to members as lower loan rates and stronger deposit rates rather than shareholder payouts. That’s why San Diego County Credit Union rates often rank among the best credit union rates and best credit union loan rates for Southern California borrowers.

Rates effective today are subject to change without notice. APR means Annual Percentage Rate, and your actual rate and APR depend on creditworthiness, term, and loan type.

View our Consumer Services Fee Schedule or Business Services Fee Schedule.
If you have any questions about our rates or need assistance selecting a loan rate that's right for you, call us at (877) 732-2848 or visit any of our convenient branch locations.