Personal Loan Rates & Terms

and subject to change.
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SDCCU personal loans can help you cover unexpected expenses like car repairs, medical bills, vacations or whatever else you may need. 

Loan Rates and Terms

Loan Type
Annual Percentage Rate (APR)
Rate Type
Signature1: 15.500% Fixed

Certificate Secured2:

($25,000 or more)

Dividend Rate + 2.00% Fixed

Certificate Secured2:

(less than $25,000)

Dividend Rate + 3.00% Fixed
Share Secured: 5.000% Fixed

Rates shown are for qualified buyers and may vary based on the amount financed, term and credit history. Contact SDCCU® for available terms. Subject to approval. 1First Time Borrower and Credit Rebuilder programs are also available. Ask for details. 2For Certificate Secured Loans, the entire remaining unpaid balance shall be due and payable upon the maturity of the certificate account.

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