Savings Accounts

SDCCU has over 30,000 surcharge-free ATMs and 43 branch locations.

Safe, solid & sound

A San Diego County Credit Union savings account is a safe, solid and sound place to securely save your funds. Open a savings account online or visit a branch location to get started. All savings accounts include online & mobile banking, ATM card (instantly issued in-branch), direct deposit and dividends paid.

ATM access

Visit any one of our 30,000 surcharge-free ATMs nationwide.

Alerts

Text & email account alerts

Online banking

Take advantage of online services like real-time account alerts.

ATM Card

ATM card, instantly issued in-branch

Find the savings account that's right for you

Primary Savings Accounts

Start your personal finances off right with a new personal savings account from San Diego County Credit Union. All customers are required to open a primary savings account with a minimum balance of $1.

Monthly fee: No monthly fee
Minimum opening deposit and balance: $1

Open an Account

Special Savings Account

Special savings accounts give you a dedicated account to separate your savings into to save for long term goals. Open a vacation savings account, a holiday savings account and more.

Monthly fee: No monthly fee
Minimum opening deposit: $1

Open an Account

Great Rate Savings

The Great Rate Savings Account gives you a secure, liquid, insured account to earn a return on your balance.

Monthly fee: No monthly fee
Minimum opening deposit: $5,000
Minimum balance: $100
Minimum average daily balance to earn dividends: $25,000

Open an Account

Teen First Savings

Save for things you really want… college, concert tickets, a new surfboard or that car you’ve been dreaming of. Earn interest on balances over $100 in the form of dividends.

Monthly fee: No monthly fee
Minimum opening deposit: $1

Open an Account

Must maintain a $1 savings balance.
See rate sheet for current rates.
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.

See our current rates

FAQ
Frequently asked questions

Where can I learn more about checking accounts?
Our Checking 101 page is a great place to start. This page breaks down the basics of banking to help you decide which SDCCU checking account is right for you.

WHAT PEOPLE ARE SAYING

“SDCCU made banking easy for me because ATMs around the country are accessible. There are no hidden fees whatsoever on any ATM transactions I make.”

Roland A.