SDCCU personal loans can help you with financial relief in a variety of different circumstances, whether it's an unexpected expense like car repairs, medical bills or if you just need some extra cash. San Diego County Credit Union was voted San Diego's BEST Credit Union 25 years in a row and offers unique personal loan options that are all individually designed to fit your current financial needs, including unsecured signature loans, savings share secured loans, certificate secured loans and a special Class Cash loan for local teachers.
Competitive loan rates
With Share or Certificate Secured Loan option
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Listed below you will find three personal loan options available to our customers.
¹Must be a teacher employed by a district or school served by the San Diego County Office of Education (SDCOE) and provide a recent paystub. Must have a SDCCU checking account with a minimum direct deposit amount of $2,000 per month. The minimum payment for the loan is $50 per month.
²APR= Annual Percentage Rate. APR valid as of 04/27/21. 0% fixed APR is for 10 monthly payments of $50 on signature loans of $500.
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SDCCU offers many convenient ways to make a loan payment. For a loan payment to another account, please use Bill Payer Plus®.
You can apply for a SDCCU personal loan online, by visiting any of our branch locations or by calling us at (877) 732-2848.
A low credit score may not necessarily preclude you from obtaining a SDCCU personal loan. SDCCU offers unsecured signature loans, savings share secured loans and certificate secured loans. You may be able to obtain one of these loans, depending on your credit history and other factors that influence your borrowing ability. To learn more about building a strong credit history, credit management and understanding your credit report, visit sdccu.com/balance.
Apply for a personal loan today to see how much you may qualify for.
Your credit score is one of several factors that determine qualification for a personal loan. Other factors that are considered include debt to income ratio, collateral (if applicable), how well you have managed prior credit and length of credit history. If you have a poor credit history, there may be steps you can take to improve your credit score. To learn more about credit management and understanding your credit report, visit sdccu.com/balance.
Your personal loan rate may vary based upon the loan type, collateral (if applicable), amount financed, term and your credit history.
SDCCU has over 30,000 surcharge-free ATMs and 39 branch locations.
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Log into Internet Branch online banking to apply for this loan under your existing account. If you want a separate account, use the New to SDCCU options to the left.
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