Alert Icon
All SDCCU branches and Call Center will be closed on Wednesday, June 19, 2024 in observance of Juneteenth. Our 30,000 ATMs and mobile and online banking are available for your convenience.
All SDCCU branches and Call Center will be closed on Wednesday, June 19, 2024 in observance of Juneteenth. Our 30,000 ATMs and mobile and online banking are available for your convenience.
ATMS & BRANCHES
LOG IN

New & Used Auto Loans

APPLY NOW

Take advantage of all the benefits of a SDCCU Auto Loan

SDCCU is here to help with your car loan process to get you in an automobile as soon as possible. Whether you’re looking to buy a new or used car or motorcycle, there’s a San Diego County Credit Union auto loan program to fit your needs. 

When it comes to your auto loan, we offer an easy & secure online application. We’ve also been voted as the BEST Auto Loan Provider by The San Diego Union-Tribune Readers Poll. Upon approval, we even offer up to 90 days of no payments1 with your auto loan. Now is the time to take advantage of all the benefits and apply for a SDCCU auto loan or motorcycle loan. 

BEST Auto Loan Provider

BEST Auto Loan Provider

San Diego's BEST Union-Tribune Readers Poll

Low Fixed Rates

Low Fixed Rates

Low fixed interest rates

No Payments

No Payments

No Payments for 90 Days1

Auto Buying Service

Auto Buying Service

Signature Auto Buying Service2

Apply for an auto loan today.

Listed below you will find the three auto loans available to those looking to purchase their next vehicle or motorcycle in Imperial, Los Angeles, Orange, Riverside, San Bernardino, San Diego, San Luis Obispo, Santa Barbara or Ventura counties. If you have already started an auto loan application, you can check your current loan status

Auto Loans

Auto Loans

San Diego County Credit Union offers new and used auto loans to get you in the vehicle of your dreams. Apply for a SDCCU auto loan before you start your vehicle shopping process. This can allow you to shop for your next vehicle more confidently, as you will have a better idea of your budget. When looking for auto loans in Southern California, SDCCU can provide you with flexible options. Apply Online View Rates
Auto Loans
Motorcycle Loans

Motorcycle Loans

Explore the open road by financing your next motorcycle with a motorcycle loan from San Diego County Credit Union. With this SDCCU motorcycle loan, we can help you finance your passion, whether it's on a cruiser or a chopper.
  • Terms up to 84 months4
  • Up to 100% financing
Apply Online View Rates

Membership required. All loans subject to approval. Collateral conditions and restrictions apply. Rates, terms and conditions are subject to change and vary based on creditworthiness and other factors.
190 days no payments is for qualified buyers and interest will accrue from date of contract. Payment example: 48 monthly payments of $23.54 per $1,000 borrowed at 5.99% fixed APR on a new 2024-2025 vehicle.
2TrueCar is not affiliated with SDCCU.
384 monthly payments of $15.52 per $1,000 borrowed at 7.74% fixed APR on New Autos 2024 or newer. A minimum $25,000 loan amount is required for terms greater than 78 months.
484 monthly payments of $16.62 per $1,000 borrowed at 9.89% fixed APR on 2024 or newer street-legal motorcycles. A minimum $25,000 loan amount is required for terms greater than 78 months. 

More Auto Services

Buying a new vehicle or motorcycle can often be an important purchasing decision. With so much information and options out there, it can sometimes be overwhelming for those who are unfamiliar with the vehicle buying process. This is why San Diego County Credit Union is here to assist you through the auto loan process. Discover more services below, created by our financial experts, or feel free to contact one of our branches to speak with an auto loan and motorcycle loan expert today!

Auto Buying Services

SDCCU is here to help you save time and money with two fantastic auto buying services.

Learn More About Auto Buying Services

Vehicle Payment Protection

We carefully choose providers that ensure you have the best possible choices for protecting your vehicle.

Learn More About Payment Protection

SDCCU Car Sales

Get the best auto loan rates on new and used vehicles.

Learn More About SDCCU Car Sales

Car Loan Calculators

Check out free online auto loan calculators to help you make smart financial decisions.

Learn More About Car Loan Calculators

FAQS

Frequently Asked Questions

Apply for a Loan

Thanks for applying for a loan with SDCCU!
Before we continue, please answer the following questions:

Welcome to SDCCU

Before we continue, please answer the following questions:


Are you a current SDCCU member?
What will you be applying for?
GO
Thanks for applying for a business loan with SDCCU!
Before we continue, please answer the following questions:

What will you be applying for?
GO

By clicking the "Go" button below, you acknowledge that you are leaving sdccu.com and going to a third party website. You are entering a website which has separate privacy and security policies. SDCCU® is not responsible or liable for any content, products, services, privacy and security or external links on the third party's website.