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SDCCU is here to help with your car loan process to get you in an automobile as soon as possible. Whether you’re looking to buy a new or used car or motorcycle, there’s a San Diego County Credit Union auto loan program to fit your needs.
When it comes to your auto loan, we offer an easy & secure online application. We’ve also been voted as the BEST Auto Loan Provider by The San Diego Union-Tribune Readers Poll. Upon approval, we even offer up to 90 days of no payments1 with your auto loan. Now is the time to take advantage of all the benefits and apply for a SDCCU auto loan or motorcycle loan.
San Diego's BEST Union-Tribune Readers Poll
Low fixed interest rates
No Payments for 90 Days1
Buying a new vehicle or motorcycle can often be an important purchasing decision. With so much information and options out there, it can sometimes be overwhelming for those who are unfamiliar with the vehicle buying process. This is why San Diego County Credit Union is here to assist you through the auto loan process. Discover more services below, created by our financial experts, or feel free to contact one of our branches to speak with an auto loan and motorcycle loan expert today!
SDCCU is here to help you save time and money with two fantastic auto buying services.
Learn More About Auto Buying ServicesWe carefully choose providers that ensure you have the best possible choices for protecting your vehicle.
Learn More About Payment ProtectionGet the best auto loan rates on new and used vehicles.
Learn More About SDCCU Car SalesCheck out free online auto loan calculators to help you make smart financial decisions.
Learn More About Car Loan CalculatorsFAQS
A low credit score may not necessarily preclude you from obtaining a SDCCU auto loan. You may still be able to obtain a car loan, depending on your credit history and other factors that influence your borrowing ability. If you have a poor credit profile, you may want to consider taking the time to build your credit and strengthen your personal finances before pursuing a car loan. To learn more about building a strong credit history, credit management and understanding your credit report, visit sdccu.com/balance.
Yes. You can make payments on your SDCCU auto loan using Internet Branch online banking at sdccu.com or via the SDCCU mobile banking app. Simply transfer funds from your SDCCU checking or savings account to your auto loan account. You can also schedule your payments to be automatically deducted on your due date by contacting us via Live Chat or calling (877) 732-2848. We’re here to help make your payments for your auto loan online as easy as possible.
You can apply for a SDCCU auto loan online, by visiting any of our branch locations or by calling us at (877) 732-2848.
Apply for pre-qualification for an auto loan online today to see how much you may qualify for. It is also recommended that you check our auto loan payment calculators to determine how much you can afford for your car loan.
Your credit score is one of several factors that determine qualification for applying for an auto loan. Other factors that are considered for your car loan include debt to income ratio, how well you have managed prior credit and length of credit history. If you have a poor credit history, there may be steps you can take to improve your credit score. To learn more about credit management and understanding your credit report, visit sdccu.com/balance.
When applying for an auto loan, your auto loan rate may vary based upon the collateral, amount financed, loan term and your credit history.
SDCCU has over 30,000 surcharge-free ATMs and 42 branch locations.
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It's easy to join online in a few steps and apply for your new loan at the same time
Log into Internet Branch online banking to apply for this loan under your existing account. If you want a separate account, use the New to SDCCU options to the left.
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