Open an Account Online

Are you ready to move away from big bank banking and switch to a credit union?

Opening an account with SDCCU gives you access to the banking perks you love such as Free Checking with eStatements, mobile banking and so much more. Open an account online with not just any credit union, but with San Diego’s BEST Credit Union! We have all the big bank products you want without the "big bankers."

Open an account with our credit union to get access to benefits including:

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Open Your San Diego County Credit Union Account Online

Choose any of the following to easily open a credit union account today:

Open and fund your account online in under 10 minutes
Visit any of our convenient branch locations
Call us at (877) 732-2848

Existing customers, log into online banking.

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Who Can Join Our Credit Union

Looking to join a credit union? If you are included in any of the following you are ready to go:

Everyone living or working throughout Southern California: Imperial, Los Angeles, Orange, Riverside, San Bernardino, San Diego, San Luis Obispo, Santa Barbara or Ventura counties.
Any immediate family or household member of a SDCCU member.
Join the Financial Fitness Association for a low $8 fee.
Individuals who do not meet the requirements above are welcome to join the Financial Fitness Association for a low $8 fee, and then open an account with SDCCU.

Existing customers, log into online banking.

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Switch Your Account to a Credit Union

Make It Easy With Our QuicKit
Take advantage of these easy to use forms to quickly and easily switch all your accounts to SDCCU. Use our QuicKit to set up your account today.
Start Direct Deposit
Use the appropriate direct deposit form to switch your direct deposit to your new savings or checking account. Forms may also be available through your employer or issuing institution. Social Security and government pension forms are also available. Once complete, your direct deposit will be waiting for you in your credit union account on payday.
Close your old bank accounts
Once your direct deposits have been directed into your new account and checks have cleared (for checking and money market accounts), you are ready to close your old bank accounts. Use the convenient Close My Account Form and send it to your old financial institution. It's that easy.
Check our rates
View our current loan and deposit rates for all of our great products and services.
Apply for a loan
Apply online for a mortgage loan, home equity line, car loan or Visa^® credit card.

Existing customers, log into online banking.

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Learn more about checking accounts

Ready to start managing your money more efficiently? You can open a checking account by applying online, over the phone, or at any of our branch locations in San Diego, Riverside or Orange County! Choose from one of the options below to open your next checking account: - Apply Online - Visit a Branch Location - Call (877) 732-2848

Direct Deposit

Direct deposit into your checking account.

Learn More About Direct Deposit

Order Checks

SDCCU offers convenient ways for you to order checks.

How to Order Checks

Checking 101

What is a checking account?

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Disclosures

We want to help you make the right choices.

Personal Account Disclosures

FAQS

Frequently Asked Questions

How long does it take to open an account with SDCCU?

Signing up for a credit union account with SDCCU is fast and easy, and can be done online. You also have the option to visit a branch or call (877) 732-2848 for assistance.
Is there a free online checking account available at SDCCU?

Yes, SDCCU offers a Free Checking with eStatements account that requires a minimum deposit of $25.00 and includes features like mobile banking without monthly fees.
What do I need to open a credit union account at SDCCU?

To open an account at SDCCU, you'll need provide a government-issued ID, your current address, Social Security Number, date of birth and select at least one membership product such as the Primary Savings account.
What is a credit union?

A credit union is a not-for-profit cooperative financial institution made up of members. Credit unions offer most of the same services as traditional banks but are owned by members rather than shareholders.

SDCCU returns operating profits to our members, so you can enjoy competitive rate loans and rates of return on deposit accounts, excellent member service, free financial education and more!
What types of accounts are offered by SDCCU?

SDCCU offers a variety of bank accounts including Savings, Checking and Certificate accounts, each with specific features and minimum deposit requirements.