SDCCU will be performing system maintenance. Our Internet Branch online banking, mobile banking and SDCCU Mobile Deposit will be unavailable from 4:00 a.m. to 6:00 a.m. on Wednesday, September 2. We apologize for any inconvenience as we work to improve your online services. × Our online and mobile banking will be unavailable from 4:00 a.m. to 6:00 a.m. on Wednesday, September 2. We apologize for any inconvenience. ×

Direct Deposit

Direct deposit into your checking account is the easiest way to gain access to your paycheck. Plus, when you have your paycheck direct deposited into your SDCCU checking account, you may enjoy it a day earlier than your regularly scheduled payday. 

To get your direct deposit started, fill out the form below and return it to your payroll department.

SDCCU’s ABA Routing Number is 322281617. Be sure to provide your account suffix at the end of your account number (e.g. 1234567 + 90). 



SDCCU offers credit of your direct deposit approximately one business day before your actual pay date as long as your employer provides SDCCU notification two to three business days in advance, which many employers do. Actual deposit date is not guaranteed. SDCCU assumes no liability for not depositing funds to your account early.
 
Open an accountin minutes Apply for a loan easily online

Why People Love Us

SDCCU Reviews

"I love SDCCU. I switched from big banking two years ago and won't go back. Better rates and service! No nickel and diming!" Susan L., San DiegoMember since '98

San Diego County Credit Union® was founded on the principle that people come first and profits second. This forward-thinking approach in the banking industry has propelled SDCCU® to become San Diego’s BEST Credit Union and largest locally-owned financial institution. SDCCU provides breakthrough banking products that meet the demands of today’s lifestyle and delivers banking services that save customers money. SDCCU serves customers nationwide with 30,000 surcharge-FREE CO-OP ATMs and 38 branch locations in San Diego, Riverside and Orange counties. Open an account today.


ABOUT SSL CERTIFICATES
30,000 surcharge-FREE ATMs

30,000 Surcharge-FREE ATMs

Access your money anywhere with 30,000 surcharge-FREE co-op ATMs nationwide.
Find an ATM
5/5 ARM

No Closing Costs

5/5 ARM Home Loan
Learn More
Auto Buying Service

Let SDCCU Do The Work!

You provide the details of the car you want and we'll locate it, negotiate the price and coordinate delivery for you – at no cost.
Learn More

1% Cash Back!

Apply for a SDCCU Cash Rewards Visa card to earn unlimited 1% cash back.
*Learn More
Check. Snap. Deposit.

SDCCU Mobile Deposit

Deposit checks from your smart phone in real time.
Get the App