Visa Credit Cards

San Diego County Credit Union has a Visa® credit card to meet your needs. Choose cash back with our SDCCU Cash Rewards Visa or SDCCU Fly Miles Plus™ rewards program. The new SDCCU Visa Signature Rewards offers unlimited points and concierge service.

All of our credit cards come with:
  • Free Internet Branch online banking where you can view your FICO® Score¹
  • Visa provided benefits include $500,000 Travel Accident Insurance and Auto Rental Insurance
  • Whether you shop online or with a Visa merchant, you are always 100% protected from unauthorized use of your San Diego County Credit Union credit card
Compare our credit cards below, then apply for a credit card online, visit a branch or call us at (877) 732-2848 to get started.

Preview or access the Fly Miles Plus Rewards

SDCCU Visa Signature

Visa Signature Rewards Credit Card  
APR for Purchases

12.99% to 22.99%
Annual Fee

No annual fee for the first year, $89 thereafter
Apply Now

Rates & Fees
Card Agreement
Signature Rewards Terms
Card Perks
Offer! Earn a one-time bonus award of 10,000 points when $3,000 is spent on net purchases with your card within the first 90 days following the enrollment date

No foreign transaction fee

Instant access to dozens of everyday benefits, once-in-a-lifetime experiences, fine wine and food events and complimentary 24-hour Visa Signature® Concierge

Earn unlimited 2 Signature Rewards points per $1 spent on net purchases
Redeem points for: event tickets, gift cards, travel & merchandise
Preview or access the Signature Rewards

Additional Visa benefits: Cellular Telephone Protection, Purchase Security, Trip Cancellation/Trip Interruption and Trip Delay Reimbursement

SDCCU Cash Rewards Visa Platinum

SDCCU Cash Rewards Visa Platinum  
APR for Purchases

9.99% to 19.99%
Annual Fee

None
Apply Now

Rates & Fees
Card Agreement
Cash Rewards Terms
Card Perks
Earn unlimited 1% cash back²

No limit on the cash rewards you can earn

SDCCU cash rewards are posted to your account monthly so you don't have to do anything

SDCCU Visa Platinum with Fly Miles Plus

SDCCU Visa Platinum with Fly Miles Plus  
APR for Purchases

9.99% to 19.99%
Annual Fee

No annual fee for the first year, we'll continue waiving the $35 annual fee after the first year when total annual purchases exceed $6,000
Apply Now

Rates & Fees
Card Agreement
Fly Miles Plus Terms
Card Perks
Offer: Receive 1,000 bonus points if enrolled in the optional Fly Miles Plus Reward Program

Receive 1,000 bonus points and no annual fee for the first year

Earn up to 120,000 points in one year per enrolled card

Preview or access the Fly Miles Plus Rewards

SDCCU Visa Platinum

Visa Platinum  
APR for Purchases

9.99% to 19.99%
Annual Fee

None
Apply Now

Rates & Fees
Card Agreement
Card Perks
Low rates

No annual fee

SDCCU Share Secured Visa Classic

SDCCU Share Secured Visa  
APR for Purchases

15.00%
Annual Fee

$20
Apply Now

Rates & Fees
Card Agreement
Card Perks
Build your credit with responsible use

Secured by a portion of the shares you have on deposit at SDCCU in an amount equal to 120% of your approved credit limit

 
We also offer a Visa Business credit card.
Access a saved application.

APRs are non-variable and determined when you open your account, based on creditworthiness. Subject to credit approval. Rates and terms subject to change. See Benefit Guides and Terms and Conditions for details. 
¹FICO® Score available for primary member with an active loan in good standing. 
²Rebate credited to your balance each billing cycle. Cash advances, convenience checks, balance transfers and refunded purchases are not eligible purchases.
San Diego County Credit Union® was founded on the principle that people come first and profits second. This forward-thinking approach in the banking industry has propelled SDCCU® to become San Diego’s BEST Credit Union and largest locally-owned financial institution. SDCCU provides breakthrough banking products that meet the demands of today’s lifestyle and delivers banking services that save customers money. SDCCU serves customers nationwide with 30,000 surcharge-FREE CO-OP ATMs and 40 branch locations in San Diego, Riverside and Orange counties. Open an account today.


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30,000 surcharge-FREE ATMs

30,000 Surcharge-FREE ATMs

Access your money anywhere with 30,000 surcharge-FREE co-op ATMs nationwide.
Find an ATM
5/5 ARM

No Closing Costs

5/5 ARM Home Loan
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Auto Buying Service

Let SDCCU Do The Work!

You provide the details of the car you want and we'll locate it, negotiate the price and coordinate delivery for you – at no cost.
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1% Cash Back!

Apply for a SDCCU Cash Rewards Visa card to earn unlimited 1% cash back.
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Check. Snap. Deposit.

SDCCU Mobile Deposit

Deposit checks from your smart phone in real time.
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