Visa Credit Cards

Balance Transfer Promo for SDCCU Visa Cardholders:

If you're paying high interest charges on your credit card balance every month, see if you qualify for our special balance transfer offer.
Pay 0% Promo APR* through September 1, 2017, for qualified cardholders, on balances you transfer to your SDCCU Visa by January 1, 2017. After this promo period, your then current APR for balance transfers applies, currently 13.99%-23.99% APR.

*Learn more

Offer not available on all credit card products. You must qualify for this promotional rate. Current cardholders: Call to see if you're eligible.

San Diego County Credit Union Visa® platinum credit cards offer low interest rates and no annual fee. Choose cash back with our SDCCU Cash Rewards Visa² or earn points with our SDCCU Fly Miles Plus™ rewards program. Whether you shop online or with a Visa merchant, you are always 100% protected from unauthorized use of your San Diego County Credit Union credit card. Apply for a credit card online today, visit a branch or call us at (877) 732-2848 to get started.
low rates

Low Rates

non-variable rate
cash back

Cash Rewards

unlimited 1% cash back

Additional Visa provided benefits:
  • $500,000 Travel Accident Insurance
  • Auto Rental Insurance
  • Worldwide acceptance at more than 28 million locations 
Apply online today!

¹FICO® Score available for primary member with an active loan in good standing. 
²SDCCU Cash Rewards. Subject to credit approval. Rate and terms subject to change. Rebate credited to your balance each billing cycle. Cash advances, convenience checks, balance transfers and refunded purchases are not eligible purchases.
³Fly Miles Plus. SDCCU does not endorse the use of any of the vendors/products listed, this is a sample of rewards available and is subject to change.

Rewards programs optional and cannot be combined.

Why People Love Us

SDCCU Reviews

"I love SDCCU and recommend them to everyone I know. I would never switch to another bank for my financial needs as I always get great, friendly service. Keep up the great work!" Vanessa A., San DiegoMember since 2005

San Diego County Credit Union® was founded on the principle that people come first and profits second. This forward-thinking approach in the banking industry has propelled SDCCU® to become San Diego’s BEST Credit Union and largest locally-owned financial institution. SDCCU provides breakthrough banking products that meet the demands of today’s lifestyle and delivers banking services that save customers money. SDCCU serves customers nationwide with 30,000 surcharge-FREE CO-OP ATMs and 40 branch locations in San Diego, Riverside and Orange counties. Open an account today.

30,000 surcharge-FREE ATMs

30,000 Surcharge-FREE ATMs

Access your money anywhere with 30,000 surcharge-FREE co-op ATMs nationwide.
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5/5 ARM

No Closing Costs

5/5 ARM Home Loan
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Auto Buying Service

Let SDCCU Do The Work!

You provide the details of the car you want and we'll locate it, negotiate the price and coordinate delivery for you – at no cost.
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1% Cash Back!

Apply for a SDCCU Cash Rewards Visa card to earn unlimited 1% cash back.
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Check. Snap. Deposit.

SDCCU Mobile Deposit

Deposit checks from your smart phone in real time.
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