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Beware of SCAMS! Fraudsters are known to impersonate SDCCU and other financial institutions by email, telephone, and text to cause confusion, create a sense of urgency, and get you to hand over your personal information or deposit fraudulent items. Contact SDCCU directly at 877-732-2848 if you are contacted and feel nervous about the situation. Visit sdccu.com/blog to find out about the latest common scams.
Beware of SCAMS! Fraudsters are known to impersonate SDCCU and other financial institutions by email, telephone, and text to cause confusion, create a sense of urgency, and get you to hand over your personal information or deposit fraudulent items. Contact SDCCU directly at 877-732-2848 if you are contacted and feel nervous about the situation. Visit sdccu.com/blog to find out about the latest common scams.
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Business Checking Accounts

Let SDCCU assist you with business banking

SDCCU's business checking options can help meet the needs of your large or small business. If the needs of your business change, don't worry! You can easily switch between the business bank account options.

ATM access

ATM access

Visit any one of our 30,000 surcharge-free ATMs nationwide

Competitive Rates

Competitive Rates

Competitive business deposit rates

Mobile Banking

Mobile Banking

Mobile convenience for your business

Online banking

Online banking

Take advantage of online services like real-time account alerts

Explore your business banking solutions

Ready to apply for a Business Checking account, but aren't sure of which paperwork to bring? Visit the Business Documentation page to determine which documents are required for your application.

Account Features and Benefits

Account Features and Benefits

  • Online business bill pay
  • Visa® debit card
  • eStatements
  • Direct deposit
  • Unlimited online copies of checks
  • Automatic transfer of SDCCU loan payments
  • Link to Business Sweep Savings Account
  • Overdraft protection from your savings account
  • Download your account history data to Quicken® or QuickBooks™
Visit a Branch View Deposit Rates
Account Features and Benefits
Business Checking

Business Checking

Designed for monthly transactions less than:

  • 150 paid items
  • 25 deposits
  • 200 deposited items
  • $2,500 deposited cash/coin

Minimum opening balance: $100
Fees: Monthly fee of $12 waived with $5,000 average daily balance.

Open your account at any of our convenient branch locations.

Visit a Branch View Deposit Rates
Small Business Checking

Small Business Checking

Designed for monthly transactions less than:

  • 75 paid items
  • 10 deposits
  • 100 deposited items
  • $2,500 deposited cash/coin 

Minimum opening balance: $100
Fees: Monthly fee of $8 waived with $2,500 average daily balance.

Open your account at any of our convenient branch locations.

Visit a Branch View Deposit Rates
Small Business Checking
Transaction Volume

Transaction Volume

If specified transaction volumes are exceeded, fees are:

  • $0.25 per check
  • $1.25 per deposit ticket
  • $0.12 per deposited item
  • $0.15/$100 cash/coin deposited

Open your account at any of our convenient branch locations.

Visit a Branch View Deposit Rates
SEE OUR CURRENT RATES

SDCCU has over 30,000 surcharge-free ATMs and 39 branch locations.

Open an account online today!

Apply for a Loan

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Apply for a Business Loan or Resume an Application

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