Free Financial Calculators

SDCCU provides free financial calculators online for independent use and as self-help tools to assist you in managing your personal finances. Below you will find a variety of personal online finance calculators including home loan calculators, auto loan calculators, retirement investment calculators and personal savings calculators. Select the free online financial calculator best suited for your needs and enter the data as instructed. 

For one-on-one personal finance help, please use our FREE financial counseling service.

 Home Loan Calculators

• Home Loan Payment Calculator
• Maximum Loan Calculator
• Rent vs. Own Calculator

 Credit Calculators

• Loan Payment Calculator
• How long will it take to pay off my credit card(s)?
• How long will it take to pay off my loan?
• How will extra payments affect my loan?
• Should I consolidate my debts?

 Savings Calculators

• How long until I reach my savings goal?
• How much should I save for college?
• How much will my certificate account be worth at maturity?
• How can I save for a big ticket item?
• How long will it take to become a millionaire?

 Auto Loan Calculators

• Should I lease or purchase a car?
• How much will my auto payments be?
• Should I take a rebate or low-cost financing?
• Should I accelerate my auto payments?
• How much car can I afford?

 Retirement Calculators

• How much will I need to save for retirement?
• How much will I receive in Social Security?
• I'm retired, how long will my savings last?
• How much can I save with my 401(k)?
• Compare Roth 401(k) and Traditional 401(k) retirement savings plans.
• How much will inflation affect my retirement?

We cannot and do not guarantee calculator accuracy or their applicability to your circumstances. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.