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Why Bank With SDCCU?
Explore Visa Credit Cards
Cash Back, Rewards, No Annual Fees & More Options
Find the perfect SDCCU Visa credit card for you
Our low interest rate credit SDCCU® Visa® cards all have a unique set of perks, but are still backed by the same core benefits that make San Diego County Credit Union credit cards some of the best Visa credit cards available.
Explore your Visa credit card options
Considering a credit union credit card with SDCCU is the right choice because we don't have shareholders to share our profits with like the big banks do. We can pass our savings on to members in the form of low interest rates and low fees. SDCCU offers a variety of low-interest credit union credit cards to help you make the most of your daily transactions. Use your SDCCU card anywhere Visa is accepted, while enjoying low rates and fees.
SDCCU Visa Signature®
Card Perks
- This Visa credit card earns a one-time 10,000-point bonus when you spend $3,000 on net purchases within the first 90 days after enrollment
- Earn unlimited 2 Signature Rewards points per $1 spent on net purchases, redeemable for: event tickets, gift cards, travel and merchandise
- No foreign transaction fees
- 24-hour Visa Signature Concierge®
- Additional Visa benefits: Cellphone Protection, Purchase Security, Trip Cancellation/Trip Interruption, Trip Delay Reimbursement and more.
- View our SDCCU Visa Signature Benefit Guide
16.24% to 22.24%
Annual FeeNo annual fee for the first year, $99 thereafter
Apply OnlineSDCCU Cash Rewards Visa Platinum®
Card Perks
- Earn unlimited 1% cash back² with one of SDCCU's best cash back credit cards
- No limit on the cash rewards you can earn
- Cash rewards auto-posted to your account monthly so you don’t have to do anything
- View our SDCCU Cash Rewards Visa Platinum Benefit Guide
SDCCU Visa Platinum with Fly Miles Plus®
Card Perks
- Earn additional 1,000 bonus points if enrolled in the optional Fly Miles Plus Reward Program
- Earn up to 120,000 points in one year per enrolled card
- View our SDCCU Visa Platinum with Fly Miles Benefit Guide
14.24% to 20.24%
Annual FeeNo annual fee for the first year, $35 annual fee thereafter is waived when total annual purchases exceed $6,000
Apply OnlineSDCCU Visa Platinum
Card Perks
- Low interest rates on purchases to save you money
- Looking for a Visa card with no annual fee? Look no further
- View our SDCCU Visa Platinum Benefit Guide
SDCCU Share Secured Visa Classic
Card Perks
- Build your credit with responsible use of this Visa secured credit card
- Secured by a portion of the shares you have on deposit at SDCCU in an amount equal to 120% of your approved credit limit
- View our SDCCU Share Secured Visa Classic Benefit Guide
How to Apply for a San Diego County Credit Union Credit Card
Are you ready to start making the most out of your daily transactions? First, you will want to decide which Visa credit union credit card listed above, is best for your spending habits. Do you enjoy traveling and want a card that can help you achieve this goal? Is having no annual fees a top priority for you? Taking questions like these into consideration can help you decide on the credit card that is best for your lifestyle. Once you have decided on a credit card, you will want to start the application process. We recommend checking your credit score and credit reports, prior to applying, in order to give yourself a better understanding of where you sit. Once you feel confident, start the application process online!
Enhanced Security with Verified by VISA
Verified by VISA provides cardholders an enhanced level of security for online purchases to protect against unauthorized card use. Verified by VISA utilizes a one-time passcode (OTP) system to validate online transactions with participating merchants. This service helps merchants confirm you are the authorized user of the account and, most importantly, protects you from fraud.
We also offer a Visa Business credit card for safe and convenient business
purchases. Apply Today!
APRs are variable and determined when you open your account, based on creditworthiness. Subject to credit approval. Rates and terms subject to change. See Benefit Guides and Terms and Conditions for details.
¹FICO® Score available for primary member with an active loan in good standing.
²Rebate credited to your balance each billing cycle. Cash advances, convenience checks, balance transfers and refunded purchases are not eligible purchases. The cash reward program is available only for well-qualified applicants.