SDCCU offers a variety of financial services online and in our 33 convenient branch locations
Cashier’s Checks and Traveler’s Checks
Cashier’s and Traveler’s checks are available in any amount. SDCCU Visa gift cards
and Visa pre-paid reloadable cards
are also available. Pick yours up today at any SDCCU branch
Overdraft protection helps to protect your account when there are not enough funds available. These services are available on many accounts by transferring available funds from another SDCCU account, your SDCCU Visa®
or payment through our Courtesy Clearing or Check/Debit Card Overdraft Service. Enroll for account-to-account overdraft transfers through Internet Branch Self Service
or at any SDCCU branch location.
Account alerts are a great way to stay up-to-date on your account details and prevent overdrafts from occurring. SDCCU offers email and text alerts on your accounts. Basic alerts on balances and transaction details can be set-up in Internet Branch Self Service
. For more advanced, real-time alerts, enroll in our FREE MoneyTracker
service. You can set alerts from your balance dropping below a certain amount to charges at a specific retailer over $10. Just click MoneyTracker within Internet Branch to get started.
Courtesy clearing is maintained on qualified accounts at no cost. Instead of worrying over a missed calculation in your checkbook or the embarrassment of receiving a non-sufficient funds returned item, SDCCU may pay items up to a set limit (varies). When your overdraft items are paid by SDCCU, your account will only be charged a standard fee; see the Consumer Services Fee Schedule for current charges.
Check/Debit Card Overdraft Service
SDCCU's Check Card Overdraft Service gives you additional peace of mind that your debit card transactions will be approved when you need them to be. When you enroll in this service, SDCCU may authorize your PIN, ATM and signature-based debit/check card transactions, even if there is not enough money in your checking account. This means you can pay for emergency transactions, even if you don’t have the required funds. Check/Debit Card Overdraft Service is available upon request only, so opt-in today!
There is no cost to opt-in!
No fee to enroll in Check/Debit Card Overdraft Service.
No fee for Check/Debit Card Overdraft Service unless you use it.
No fee to use Check/Debit Card Overdraft Service unless your checking account is overdrawn by more than $20. This is an added benefit that is designed to provide you with an extra cushion.
Opt-in or re-opt-in today and we will quickly set-up your account with Check/Debit Card Overdraft Service. You will need your Enrollment Code to enroll online. You can find your Enrollment Code for eligible accounts through Internet Branch Self Service
. If you don't have your Enrollment Code, please call us at (877) 732-2848 or visit any of our convenient branch locations to enroll.
Safe Deposit Boxes
Safe deposit boxes are available at many SDCCU branch locations. Visit the branch locations
page and look for branches that have a + next to the branch name. Visit the branch for current safe deposit box availability.
Incoming and outgoing domestic and foreign wire transfers are available for a nominal fee. For faster processing, please make your wire requests by noon. Call or visit a SDCCU branch
Please see the Consumer Services Fee Schedule
for current charges.
Message and data rates may apply.