SDCCU will be closed on Thursday, November 22nd in observance of Thanksgiving Day.
Our 30,000 surcharge-FREE CO-OP ATMs, mobile banking, SDCCU Mobile Deposit and Internet Branch online banking are available for your convenience.
SDCCU will be closed on Thursday, November 22nd in observance of Thanksgiving Day.
SDCCU
search
ATM & BRANCHES
LOG IN

HELOC & Home Equity Rates

Effective
 
and subject to change.
View a printable PDF.
Apply Online

SDCCU offers fixed rate home equity loans and variable rate home equity lines of credit (HELOC). Our Home Equity Lines & Equity Loans feature:
 

Equity Lines

  • No closing costs¹
  • Advances available during the first 10 years


Equity Loans

  • No closing costs
  • Option of 10- or 15-year term

 
 

Owner Occupied Property Types Limited To:

  • Single Family Residence, primary and second homes
  • Townhouse
  • 2 Units
  • Condominiums

Property must be located in California.
Condos must be approved for conventional Fannie Mae, FHA or VA financing.

Call us or visit us today to find out what options are available to you!


¹SDCCU will pay your closing costs including but not limited to: lender’s title insurance, title services, appraisal, tax service, credit report, flood certification and recording fees. Paid closing costs do not include pre-paid interest, homeowners insurance or owner’s title insurance. Borrower may select escrow and/or title company. Other restrictions may apply. Reimbursement of closing costs: if the loan is paid off within 36 months of origination, the full amount of closing costs will be added to the loan payoff amount.

Learn More About SDCCU Loans

Check out more loans and financial resources.