ATMS & BRANCHES
LOG IN

HELOC & Home Equity Rates

Effective May 30, 2024 and subject to change.
View a printable PDF.
Apply Online


SDCCU offers fixed rate home equity loans and variable rate home equity lines of credit (HELOC). Our Home Equity Lines & Equity Loans feature:

 

Equity Lines

  • Advances available during the first 10 years


Equity Loans

  • Option of 10- or 15-year term

 

 

Owner Occupied Property Types Limited To:

  • Single Family Residence, primary and second homes
  • Townhouse
  • 2 Units
  • Condominiums

Property must be located in California.
Condos must be approved for conventional Fannie Mae, FHA or VA financing.

Call us or visit us today to find out what options are available to you!

Learn More About SDCCU Loans

Check out more loans and financial resources.

Home Equity Loans & Lines

Using the value of your home couldn't be easier or more affordable.

Explore Home Equity Loans & Lines

Home Loans

Learn more about our home loan programs.

Explore Home Loans

Auto Loans

Check out low-rate auto loans available at SDCCU.

Explore Auto Loans

Personal Loans

Cover unexpected expenses with a SDCCU personal loan.

Explore Personal Loans

Apply for a Loan

Thanks for applying for a loan with SDCCU!
Before we continue, please answer the following questions:

Welcome to SDCCU

Before we continue, please answer the following questions:


Are you a current SDCCU member?
What will you be applying for?
GO
Thanks for applying for a business loan with SDCCU!
Before we continue, please answer the following questions:

What will you be applying for?
GO

By clicking the "Go" button below, you acknowledge that you are leaving sdccu.com and going to a third party website. You are entering a website which has separate privacy and security policies. SDCCU® is not responsible or liable for any content, products, services, privacy and security or external links on the third party's website.