SDCCU Blog Posts

San Diego County Credit Union's

Not a Big Bank Blog

Because we're not a big bank, we're here to help YOU, not stockholders! Follow our new blog for financial tips ranging from balancing your checkbook to buying a home. Our goal as your financial partner is to help you make educated financial decisions for yourself and your family.

What is an EMV Chip Card?

SDCCU | 6/19/2015 08:00 a.m.

You’ve heard the term and maybe even seen a chip on one of your cards, but what does it mean?


Credit Union vs. Bank

SDCCU | 6/03/2015 10:40 a.m.

Where you bank is a big decision, so it's important to weigh out all the pros and cons.


The 529 plan: Best-Kept Secret for Making College More Affordable

George Chamberlin | 5/29/2015 10:50 a.m.

Each year the National Association of Student Financial Aid Administrators and other groups use May 29 to education students and families about the various methods of paying for a college education. One tool, of course, is the 529 college savings plan.


Passive Investments or Managed Portfolios?

George Chamberlin | 4/14/2015 04:02 p.m.

It has long been suggested that passive investments – the use of index mutual funds without the need for expensive professional management – outperform actively managed portfolios. And a new report confirms that passive significantly beats active.


SDCCU Supports Community with Poinsettia Bowl Sponsorship

SDCCU | 3/11/2015 10:29 a.m.

SDCCU has sponsored the San Diego County Credit Union Poinsettia Bowl since its inception in 2005 to help our hometown thrive during a time when the region’s tourism industry is at its slowest.


Should I Buy New or Used? 4 Things to Consider First

SDCCU | 1/13/2015 09:44 a.m.

What’s more important to you – a bargain, or that new car smell? Do you want to switch cars every few years, or keep one until the wheels fall off? Some might think buying a brand new car is too expensive and that might be true. But this decision mostly depends on the costs associated with the following 4 factors.


More ways for you to get help making financial decisions

SDCCU | 10/06/2014 03:30 p.m.

SDCCU® presents #TealTalk, a live Twitter chat with financial expert George Chamberlin

If you’ve ever had difficulty deciding whether or not to buy a new car or home, planning for retirement or figuring out how to pay for your child’s college education, you are not alone; the majority of Americans struggle with major financial decisions such as these. 


Financial Tips on Auto Savings

SDCCU | 10/01/2014 04:15 p.m.

While some people can get by without a car, most of us in San Diego definitely need one in our daily lives. There are quite a few ways that cars cost money, but three of the biggest expenses are gas, insurance and auto loan payments.


Financial Tips on Convenience Costs

SDCCU | 6/19/2014 09:27 a.m.

In your everyday life, there are spending scenarios where the most convenient way also happens to be the most expensive way. It’s that extra $5 you pay for gas because that particular station is on your route to work. Or the $10 you paid for lunch because you didn’t pack one before leaving the house. Or the extra money you paid for groceries when you happened to run out of them, instead of cutting coupons and planning your list. These costs can add up quicker than you think, so here are a few ways to save.


Phone and Text Scams are on the Rise

SDCCU | 4/24/2014 11:12 a.m.

Vishing (or voice phishing) is the criminal practice of using social engineering over the telephone system to gain access to private personal and financial information from the public for the purpose of financial reward. Simply put, criminals try to trick unsuspecting individuals into providing their personal information over the phone.  


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Latest blog posts

Four Steps to Getting the Car You Want
3/01/2018 02:53 p.m.
Aside from buying a home, a vehicle is likely to be one of the largest purchases you will make in your life. By taking the time to plan and prepare for buying a car, you can save yourself money and gain peace of mind knowing you’re making an investment you can afford. Prior to shopping for the car of your dreams, follow these steps to set yourself up for a smooth car buying experience:

SDCCU Supports Community with Holiday Bowl Sponsorship
12/14/2017 04:38 p.m.
SDCCU has supported the San Diego Bowl Game Association for many years, as a premier sponsor of the Holiday Bowl and as the only title sponsor of the Poinsettia Bowl until its last game was played in 2016. SDCCU is proud to continue to serve the San Diego Community as the title sponsor of the San Diego County Credit Union Holiday Bowl. We are especially proud of its tremendous impact on our hometown during a time when the region's tourism industry is at its slowest.
How to Have a Worry-Free Holiday
12/14/2017 02:59 p.m.
What are the steps you are taking to make sure all of your holiday shopping goes smoothly? Here are some tips to help you as you navigate the holiday shopping season!
Equifax Security Incident
9/11/2017 01:22 p.m.
What You Can Do
San Diego County Credit Union fue fundada sobre las bases de que el bienestar de nuestros miembros viene primero y en segundo lugar, las ganancias. Esta manera innovadora de pensar en la industria bancaria ha impulsado a SDCCU para convertirse en la MEJOR cooperativa de ahorro y crédito de San Diego y la mayor institución financiera de propiedad local. SDCCU proporciona productos de banca personal y empresarial novedosos que satisfacen las demandas propias del estilo de vida actual y ofrecen servicios bancarios que ahorran dinero a sus clientes. SDCCU ofrece a sus miembros la facilidad de retirar dinero en efectivo sin cargos en más de 30,000 cajeros automáticos de la red CO-OP en todo el país, banca móvil y 43 sucursales en los condados de San Diego, Riverside y Orange. Abra hoy mismo una cuenta por Internet o en una sucursal.
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