Financial Advisor Profile

David Elster, CFP®

Financial Advisor, SDCCU Investment Services - CA Insurance LIC# 0H84747

About Me

I began my career in financial services as a mortgage loan officer. Although I enjoyed my time as a loan officer, I was drawn to the idea of helping people in a more comprehensive way. 11 years ago, I made the jump and accepted a position as a financial advisor with Morgan Stanley and haven’t looked back. At Morgan Stanley, I obtained my FINRA Series 7 and 66 licenses and also became a CERTIFIED FINANCIAL PLANNER™ practioner. Since then, I have worked for a couple of different firms but finally found my permanent home with SDCCU Investment Services. I love the relationship that SDCCU has with its members and was drawn to the close community feel.

In my spare time I try to spend as much time outside as possible. I have hiked some of the best spots that Southern California offers including Mt. Jacinto (10,834 feet!) in Palm Springs. I have my pilot’s license and love flying any chance I can get in the air. My greatest joy, however, is spending time with my two sons. Whether it’s taking in a UCLA basketball game (Go Bruins), cheering on the Pittsburgh Steelers or spending time on a Tae Kwon Do mat (all three of us are black belts), you will find me spending as much time with my boys as possible.

What Makes Me Different

Ever since I can remember, I have been passionate about helping people with their finances. At an early age I saw firsthand what can happen without proper planning. My father insisted on doing everything himself without consulting an expert and sadly that approach back-fired. My father lost everything and was left penniless late in life. After witnessing what happened in my family, I vowed to do everything I could to prevent it from happening to anyone else. You will not find anyone more passionate about helping you pursue your financial goals. I take a holistic approach and use my personal experience as a driving force in how I work with my clients over time. I’ve also had the opportunity to hire a financial advisor myself, so I have been in your shoes. I am committed to my clients’ success.

Education & Professional Certifications

• Bachelor of Science in Economics from the University of California, Los Angeles in 1999
• Certified Financial Planner™ practioner
• FINRA series 7, 66, 31 & 24 licenses held through LPL Financial
• CA Insurance License #0H84747

Branches Served

Hillcrest, Kearny Mesa, Mission Valley, North Park and Sports Arena

Services Include

Business Planning Solutions
Insurance Needs Analysis & Implementation
Wealth Management
Holistic Financial Planning

Services Include

Business Planning Solutions
Insurance Needs Analysis & Implementation
Wealth Management
Holistic Financial Planning

Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. San Diego County Credit Union and SDCCU Investment Services are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using SDCCU Investment Services, and may also be employees of San Diego County Credit Union. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, San Diego County Credit Union or SDCCU Investment Services. LPL Financial Registered Representatives associated with this site may only discuss and/or transact securities business with residents of the following states: (Depends on Advisor(s) Registration* AR, CA, CO, CT, FL, GA, HI, IA, ID, IL, IN, KS, LA, MA, MD, NC, NJ, NM, NY, OH, OK, PA, SC, TX, VA, VT and WA. Securities and insurance offered through LPL or its affiliates are:

Not Insured by NCUA or Any Other Government Agency

Not Credit Union Guaranteed

Not Credit Union Deposits or Obligations

May Lose Value

Your Credit Union (“Financial Institution”) provides referrals to financial professionals of LPL Financial LLC (“LPL”) pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for brokerage or advisory services. Please visit https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html for more detailed information. LPL Financial Form CLS.