Why bank with SDCCU?

When considering credit unions vs. banks, remember that SDCCU is more than just a financial institution—we’re a dedicated partner in the community, and a trusted resource in all of life’s moments.

Supporting the communities we call home

437kSDCCU members and counting

75non-profits supported in San Diego, Riverside and Orange counties

400events participated in by SDCCU every year

$950mgenerated for the local economy over the past 43 years through Holiday Bowl Game sponsorship

Joining our family

What is a credit union, and who can become a member? With SDCCU, people come first and profits second, so while you get similar services and products, you’ll never worry about big bank stakeholders and fees. There are several ways to join the SDCCU family, even if you’re outside of the area!

Who can open an account:


Everyone living or working throughout Southern California: Imperial, Los Angeles, Orange, Riverside, San Bernardino, San Diego, San Luis Obispo, Santa Barbara or Ventura counties


Any immediate family or household member of a SDCCU member


Employees of
Select Employer Groups


Any members of the
Financial Fitness Association

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SDCCU in your neighborhood

SDCCU is committed to the people and places we serve, proudly supporting local events, charities and other causes in the community. 

More for the showcase

The San Diego Union-Tribune conducts an annual readers poll to determine the best-in-class businesses in a variety of industries and categories. As an institution that is committed to our customers, we appreciate our local community for voting us the BEST Credit Union for another consecutive year!

BEST Credit Union

for 24 years

BEST Financial Planner

for 14 years

BEST Auto Loan Provider

for 10 years

BEST Home Loan Provider

for 14 years

BEST Place to Work

for 10 years

Additional awards

San Diego Business Journal

San Diego Business Journal:

2022 Nonprofit Awards and Corporate Citizenship Awards Winner

Guinness World Record

Guinness World Record:

Most Paper Collected in 24 Hours



2023 Top 5 Best-in-State Credit Unions


"I have been a SDCCU member for many years and am amazed how friendly and fast service is. I have had nothing but excellent service at SDCCU. Every time I visit a branch I am greeted with a hello and a smile."

Andrea Z., Lake Elsinore

san diego's best

Be a Part of San Diego's
BEST Credit Union

Why Bank at SDCCU?

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