New & Used Auto Loans & Leases

Whether you’re looking to buy a new or used car or refinance your existing car loan, there’s a San Diego County Credit Union auto loan program to fit your needs. Our unique Summer Saver Auto Loan™ allows qualified borrowers to skip their July & August car loan payments.¹
low rates

Low Rates

fixed rate & adjustable rate
full financing

Up to 100%

no payments

90-days No Payments²

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Apply for your auto loan online in minutes.

¹Qualified borrowers will skip payments in July and August throughout the term of their loan, provided they remain in good standing per program qualifications. $95 one-time funding fee applies to participate in the Summer Saver program. Not eligible for other skip payment offers. View the rate sheet or contact SDCCU for details.
²90 days no payments is for qualified buyers and interest will accrue from date of purchase.
³Auto sales offered through SD Auto Sales/Leasing. 
484 monthly payments of $13.66 per $1,000 borrowed at 3.99% fixed APR on 2009 or newer vehicles. $15,000 minimum loan amount for terms greater than 66 months and a minimum $30,000 loan amount is required for terms greater than 78 months.
5Other fees may apply when refinancing.
660 monthly payments of $19.80 per $1,000 borrowed at 6.99% fixed APR.
760 monthly payments of $21.74 per $1,000 borrowed at 10.99% fixed APR. Recreational sports vehicles include ATVs, off-road motorcycles and personal watercraft.
8180 monthly payments of $10.74 per $1,000 borrowed at 9.99% Fixed APR. $100,000 minimum loan amount for 180 month terms.
Payment examples are based on APRs offered 07/24/13. Rates and terms subject to change.
*APR = Annual Percentage Rate. APR valid as of 11/04/2013. 1.49%: 42 monthly payments of $24.46 per $1,000 borrowed. APR shown is for qualified buyers and reflects loan amounts up to 120% of the retail value. Other rates are available and your APR may vary based upon the vehicle, amount financed, term and credit history. Internal refinance fee applicable for existing SDCCU loans (refer to the Consumer Services Fee Schedule). Other fees and restrictions may apply. 
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Why People Love Us

SDCCU Reviews

"I love SDCCU and recommend them to everyone I know. I would never switch to another bank for my financial needs as I always get great, friendly service. Keep up the great work!" Vanessa A., San DiegoMember since 2005

San Diego County Credit Union® was founded on the principle that people come first and profits second. This forward-thinking approach in the banking industry has propelled SDCCU® to become San Diego’s BEST Credit Union and largest locally-owned financial institution. SDCCU provides breakthrough banking products that meet the demands of today’s lifestyle and delivers banking services that save customers money. SDCCU serves customers nationwide with 30,000 surcharge-FREE CO-OP ATMs and 33 branch locations in San Diego, Riverside and Orange counties. Open an account today.

30,000 surcharge-FREE ATMs

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5/5 ARM

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Good through January 1, 2015 on balance transfers made by May 1, 2014.
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