New & Used Auto Loans & Leases

Whether you’re looking to buy a new or used car or refinance your existing car loan, there’s a San Diego County Credit Union auto loan program to fit your needs. Our unique Summer Saver Auto Loan™ allows qualified borrowers to skip their July & August car loan payments.¹

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¹Qualified borrowers will skip payments in July and August throughout the term of their loan, provided they remain in good standing per program qualifications.  Interest will continue to accrue during the skipped periods. For every month skipped, the loan term will increase accordingly. Not eligible for other skip payment offers. View the rate sheet or contact SDCCU for details.
²90 days no payments is for qualified buyers and interest will accrue from date of purchase.
³Auto sales offered through SD Auto Sales/Leasing and TRUECar®
484 monthly payments of $14.65 per $1,000 borrowed at 5.99% fixed APR on 2010 or newer vehicles. $15,000 minimum loan amount for terms greater than 66 months and a minimum $30,000 loan amount is required for terms greater than 78 months.
5Other fees may apply when refinancing.
660 monthly payments of $21.74 per $1,000 borrowed at 10.99% fixed APR. Recreational sports vehicles include ATVs, off-road motorcycles and personal watercraft.
7180 monthly payments of $10.74 per $1,000 borrowed at 9.99% Fixed APR. $100,000 minimum loan amount for 180 month terms.
Payment examples are based on APRs offered 06/19/14. Rates and terms subject to change.
**Subject to credit approval. APR = Annual Percentage Rate. APR valid as of 6/1/2014 for street-legal motorcycles. 3.49% APR is for 42 monthly payments of $25.33 per $1,000 borrowed. APR shown is for qualified buyers and reflects loan amounts up to 100% of the retail value and is for 2010 and newer motorcycles. Other rates are available and your APR may vary based upon the vehicle, amount financed, term and credit history. Internal refinance fee applicable for existing SDCCU® loans (refer to the Consumer Services Fee Schedule). Certain other fees and restrictions may apply.
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SDCCU Reviews

"I love SDCCU. I switched from big banking two years ago and won't go back. Better rates and service! No nickel and diming!" Susan L., San DiegoMember since '98

San Diego County Credit Union® was founded on the principle that people come first and profits second. This forward-thinking approach in the banking industry has propelled SDCCU® to become San Diego’s BEST Credit Union and largest locally-owned financial institution. SDCCU provides breakthrough banking products that meet the demands of today’s lifestyle and delivers banking services that save customers money. SDCCU serves customers nationwide with 30,000 surcharge-FREE CO-OP ATMs and 37 branch locations in San Diego, Riverside and Orange counties. Open an account today.

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