New & Used Auto Loans & Leases

Whether you’re looking to buy a new or used car or refinance your existing car loan, there’s a San Diego County Credit Union auto loan program to fit your needs. Our unique Summer Saver Auto Loan® allows qualified borrowers to skip their July & August car loan payments.2
 

easy and secure

Online

Application

Best Credit Union

BEST Auto Loan

Provider

no payments

No Payments

90-Days3


Take advantage of all the benefits of an SDCCU Auto Loan:

Vehicle Purchases Made Easy with AdvanceCheck5

We've made purchasing a vehicle easier than ever! Apply online, at any of our 38 convenient branch locations or over the phone at (877) 732-2848.

  • Upon approval, ask for your AdvanceCheck.
  • Take the check to any California Franchise Dealership of your choice to purchase your vehicle.
  • Complete and sign the check and you're on your way.
  • It's as easy as sign and drive!

 

Payment examples are based on APRs offered 4/1/16. Other rates are available and your APR may vary based upon the collateral, amount financed, term and credit history. Rates and terms subject to change.
¹APR = Annual Percentage Rate. APR valid as of 4/1/16. APR shown is for qualified buyers and reflects loan amounts up to 120% of the retail value and is for a 2012 or newer vehicle. Other rates are available and your APR may vary based upon the vehicle, amount financed, term and credit history. Internal refinance fee applicable for existing SDCCU loans (refer to the Consumer Services Fee Schedule). APR, rate, terms and conditions are subject to change.
²Qualified borrowers will skip payments in July and August throughout the term of their loan, provided they remain in good standing per program qualifications. Interest will continue to accrue during the skipped periods. Not eligible for other skip payment offers.
³90 days no payments is for qualified buyers and interest will accrue from date of purchase. Payment example: 42 monthly payments of $24.51 per $1,000 borrowed at 1.49% fixed APR on 2012 or newer vehicles.
4Auto sales and brokerage services provided by SD Auto Sales/Leasing and TrueCar®. SD Auto Sales/Leasing is affiliated with SDCCU. TrueCar is not affiliated with SDCCU.
5Available on vehicles 2012 or newer purchased from a California Franchise Dealer, up to your pre-approved amount.
684 monthly payments of $13.67 per $1,000 borrowed at 3.99% fixed APR on 2012 or newer vehicles. A minimum $30,000 loan amount is required for terms greater than 78 months.
7Other fees may apply when refinancing.
884 monthly payments of $14.61 per $1,000 borrowed at 5.99% fixed APR on 2012 or newer street-legal motorcycles. A minimum $30,000 loan amount is required for terms greater than 78 months.
960 monthly payments of $21.74 per $1,000 borrowed at 10.99% fixed APR. Recreational sports vehicles include ATVs, off-road motorcycles and personal watercraft.
10180 monthly payments of $10.75 per $1,000 borrowed at 9.99% fixed APR. $100,000 minimum loan amount for 180 month term.

 



**Subject to credit approval. APR = Annual Percentage Rate. APR valid as of 4/1/16 for street-legal motorcycles. APR shown is for qualified buyers and reflects loan amounts up to 110% of the retail value and is for a 2012 or newer motorcycle. Other rates are available and your APR may vary based upon the motorcycle, amount financed, term and credit history. Internal refinance fee applicable for existing SDCCU loans (refer to the Consumer Services Fee Schedule). APR, rate, terms and conditions are subject to change.
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Why People Love Us

SDCCU Reviews

"I have been a SDCCU member for many years and am still finding out about all of the great things that they do! My questions are answered promptly and in a way that helps me make better financial decisions." Marcus P., San DiegoMember since 2005

San Diego County Credit Union® was founded on the principle that people come first and profits second. This forward-thinking approach in the banking industry has propelled SDCCU® to become San Diego’s BEST Credit Union and largest locally-owned financial institution. SDCCU provides breakthrough banking products that meet the demands of today’s lifestyle and delivers banking services that save customers money. SDCCU serves customers nationwide with 30,000 surcharge-FREE CO-OP ATMs and 39 branch locations in San Diego, Riverside and Orange counties. Open an account today.


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