An important message regarding SDCCU’s Strong and Well-Capitalized Financial Position, Market Strength and Diversification. Learn more>>
An important message regarding SDCCU’s Strong and Well-Capitalized Financial Position, Market Strength and Diversification. Learn more>>

SDCCU’s Strong Financial Position

San Diego County Credit Union (SDCCU®) is proud to be your trusted financial partner. We continue to help many throughout Southern California and beyond, by offering competitive products and services, and free financial education offerings to avoid scams and help improve your overall financial well-being.
SDCCU’s Strong and Well-Capitalized Financial Position 
As a result of prudent financial management, SDCCU remains financially strong with $11 billion in total assets and over $1.6 billion in net worth which is more than $850 million above the federal regulatory level required to be well capitalized. This position of financial strength affords our members the opportunity to move external funds into SDCCU to further invest in competitive savings products and certificates, which are providing added benefit due to the rebounding interest rate environment while also offering peace of mind in contrast to the potential volatility of the equities market.
Market Strength Due to Diversification 
For 85 years, SDCCU has remained focused on meeting the financial needs of individuals, not corporations or select specialized industries. As a result, SDCCU’s membership base of over 437,000 persons is diverse and not concentrated within or reliant upon any one industry or segment of the market. Our Southern California markets served are significantly diverse, and our members are employed by and associated with a wide breadth of private and public-sector employers across our communities. Examples include those working in the following sectors:
  • Local, county and state government
  • Travel and tourism
  • Diverse medical fields which include our local hospitals as well as other medical facilities
  • Education
  • Construction
  • Financial sectors
  • Life science companies  
Recent news reports have noted isolated bank challenges related to an institution’s primary reliance upon and concentration within select industries such as cryptocurrency, the tech sector and start-up companies, which ultimately resulted in their instability. We are pleased to confirm that SDCCU has no involvement in or reliance upon the cryptocurrency market, and no investment or deposit concentration, or a particular reliance upon the tech sector or start-up companies.  
Our Focus on Helping Members and Our Communities
SDCCU’s focus remains on meeting the financial needs of those who work and live in the Southern California areas served. We pride ourselves on providing competitive products and services to help our members achieve their overall financial goals and objectives along with the educational tools needed to promote financial literacy and well-being. In addition to free educational offerings related to budgeting, home ownership and personal investing, we are especially proud of our efforts to help protect members from online scams specific to romance, fraudulent cryptocurrency investments and others. These devious acts by bad actors nefariously deplete consumers of their hard-earned savings using coercion and deceptive tactics and are unfortunately becoming more and more common.
Our Commitment to You
On behalf of our hard-working 900+ Team SDCCU employees who remain committed to providing exceptional service to you, thank you for your continued trust and support of SDCCU and rest assured, prudent financial management will continue to remain a core value and focus in all we do for years to come.
Teresa Campbell
President and CEO