A Powerful Partnership

Cal Coast Credit Union and San Diego County Credit Union Announce Intent to Merge

California Coast Credit Union and San Diego County Credit Union – A Powerful Partnership

We are excited to announce that California Coast Credit Union (Cal Coast) and San Diego County Credit Union® (SDCCU) plan to join forces to create an even better and stronger financial institution for our members, employees, and the communities we serve. This partnership will allow us to expand credit union access, develop future services and technologies, and continue delivering the personalized, member-focused experience you have come to know and trust. 

Together, we will build one organization on a shared commitment to service, value, and community, ensuring you continue to receive the financial solutions you have come to rely on—now with even greater benefits.


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Member Benefits:

  • More Locations and Access – Once the merger is complete, members will enjoy access to more branch locations and ATMs throughout Southern California.  
  • A Winning Combination – The partnership enhances our strengths by combining products, services, technology and talent, all while maintaining our focus on delivering overall value, supporting our employees, and impacting the communities we serve. 
  • Enhanced Experiences – As the two organizations become one, we will be able to leverage enhanced resources with a combined expertise to develop innovative financial products and services and enhanced digital solutions. 
  • Continued Commitment to Our Communities – Together, we’ll have an even greater impact on the communities we serve, and the non-profits we support. Both organizations have been committed to financial literacy initiatives and will continue to be an avid promoter of this important cause. 
  • Familiar Faces Under One Organization – No employees of either organization will lose their job as a result of this merger. In fact, this merger will bring exciting opportunities for the 1,400 employees of both organizations.  Both credit unions are committed to maintaining a workplace that rewards, recognizes, and supports our mutual teams.

The merger process is subject to the approval of the California Department of Financial Protection and Innovation (DFPI), the National Credit Union Administration (NCUA), and a Cal Coast membership vote. We expect approval in early 2026, and systems integration into 2027. 

We understand that this is a very exciting announcement, and you can rest assured that your accounts, checks, debit and credit cards, direct deposits, online banking and branch access will remain unchanged for the time being. Please continue to visit this site and review our frequently asked questions to receive the latest information related to this partnership as we move along in the process. 

Thank you for allowing us to be your trusted financial partners.  

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FAQS

Frequently Asked Questions

  • Do both credit unions support this merger partnership?

    Absolutely. The Board of Directors of both institutions enthusiastically support the merger and are excited about the opportunities it brings for growth and enhanced benefits for everyone involved.