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Beware of SCAMS! Fraudsters are known to impersonate SDCCU and other financial institutions by email, telephone, and text to cause confusion, create a sense of urgency, and get you to hand over your personal information or deposit fraudulent items. Contact SDCCU directly at 877-732-2848 if you are contacted and feel nervous about the situation. Visit sdccu.com/blog to find out about the latest common scams.
Beware of SCAMS! Fraudsters are known to impersonate SDCCU and other financial institutions by email, telephone, and text to cause confusion, create a sense of urgency, and get you to hand over your personal information or deposit fraudulent items. Contact SDCCU directly at 877-732-2848 if you are contacted and feel nervous about the situation. Visit sdccu.com/blog to find out about the latest common scams.
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Business Vehicle Rates & Terms

Effective June 28, 2026 and subject to change.
View a printable PDF.

Business Auto Loan

  • Standard Passenger Vehicles Only
  • No Commercial Vehicles
  • No Vehicles “For Hire”
  • No Lemon Law
  • No Grey Titles
Model Year
Annual Percentage Rates
Terms Up To 60 MonthsTerms Up To 72 Months
2022 and newer8.625%9.125%

Vehicle registration and loan documents are required to be titled in the name of entity borrower. Annual Percentage Rates (APRs) shown are for qualified borrowers and reflect loan amounts up to 100% of the retail value. Your APR may vary based upon the amount financed, term and credit history. Minimum loan amount is $10,000 though a minimum $15,000 loan amount is required for terms greater than 60 months. The minimum monthly loan payment is $100. Certain other fees and restrictions may apply. 60 monthly payments of $20.58 per $1,000 borrowed at 8.625% fixed APR on 2022 and newer vehicles.


All loans are subject to approval.

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Learn More About SDCCU Business Products

Grow your business with our various business solutions.

Business Checking Accounts

Pick an option to meet the needs of your large or small business

Explore Business Checking Accounts

Business Savings Accounts

Earn competitive rates with SDCCU business checking accounts

Explore Business Savings Accounts

Business Loans

Learn more about our auto and commercial loans available for your business

Explore Business Loans

Business Credit Cards

Give your business increased purchasing power with the SDCCU credit card

Explore Business Credit Cards

SDCCU has over 30,000 surcharge-free ATMs and 39 branch locations.

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