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  • Popular Services
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©2025 San Diego County Credit Union®

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SDCCU routing number: 322281617
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Apply for a Loan

Thanks for applying for a loan with SDCCU!
Before we continue, please answer the following questions:

Welcome to SDCCU

Before we continue, please answer the following questions:


Are you a current SDCCU member?
What will you be applying for?

Thank you for your interest in opening a new account with SDCCU. Membership is open to:

  • Everyone living or working throughout Southern California: Imperial, Los Angeles, Orange,
    Riverside, San Bernardino, San Diego, San Luis Obispo, Santa Barbara or Ventura counties.

  • Any immediate family or household member of a SDCCU member.

  • Join the Financial Fitness Association for a low $8 fee.

  1. Open an account online to become a member.
    Open Account

  2. Visit a Branch.

    There are many convenient branch locations throughout Southern California.
    Find Branch

Open your account in 3 easy steps:

  1. Click the Open an Account button below

  2. Select $1 savings account, enter your information and submit the application.

  3. Transfer your funds:

    • Make a wire transfer: Simply provide your account number and the nine-digit routing number found on your check or deposit slip.

    • Mail a check or money order to:
      San Diego County Credit Union
      Attn: Deposits, Payments or Payoffs
      P.O. Box 269040
      San Diego, CA 92196-9040

    Open Account

Thank you for your interest in applying for a low-rate auto loan from SDCCU. You can apply by one of the convenient ways below.

  1. Visit a Dealership.

    When you’re at the franchise dealership, tell them you want to finance through SDCCU. Upon approval, they can set you up for membership and complete your loan on the spot.

  2. Visit a Branch.

    There are many convenient branch locations throughout Southern California.
    Find Branch

  3. Open an account online to become a member.

    Once you are a member, apply for your auto loan through Internet Branch online banking.
    Open Account

Select Go to log into online banking to open an account.

Thank you for your interest in applying for a low-rate credit card from SDCCU. You can apply by one of the convenient ways below.

  1. Open an account online to become a member.

    Once you are a member, apply for your credit card through Internet Branch online banking.
    Open Account

  2. Visit a Branch.

    There are many convenient branch locations throughout Southern California.
    Find Branch

Thank you for your interest in applying for a personal loan from SDCCU. You can apply by one of the convenient ways below.

  1. Open an account online to become a member.

    Once you are a member, apply for your personal loan through Internet Branch online banking.
    Open Account

  2. Visit a Branch.

    There are many convenient branch locations throughout Southern California.
    Find Branch

Select Go to log into online banking and apply.

GO

Apply for a Business Loan or Resume an Application

Thanks for applying for a business loan with SDCCU!
Before we continue, please answer the following questions:

What will you be applying for?

Call Business Services at (877) 732-2848, ext. 6200

GO

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Visiting external link:

By clicking the "Go" button below, you acknowledge that you are leaving sdccu.com and going to a third party website. You are entering a website which has separate privacy and security policies. SDCCU® is not responsible or liable for any content, products, services, privacy and security or external links on the third party's website.

GO
Cancel

Combo App Modal

Thank you for your interest in SDCCU.

New to SDCCU?

It's easy to join online in a few steps and apply for your new loan at the same time

Thank you for your interest in applying for a low-rate credit card from SDCCU. You can apply by one of the convenient ways below.

  1. Open an account online to become a member.

    Once you are a member, apply for your credit card through Internet Branch online banking.
    Open Account

  2. Visit a Branch.

    There are many convenient branch locations throughout Southern California.
    Find Branch

Thank you for your interest in applying for a low-rate auto loan from SDCCU. You can apply by one of the convenient ways below.

  1. Visit a Dealership.

    When you’re at the franchise dealership, tell them you want to finance through SDCCU. Upon approval, they can set you up for membership and complete your loan on the spot.

  2. Visit a Branch.

    There are many convenient branch locations throughout Southern California.
    Find Branch

  3. Open an account online to become a member.

    Once you are a member, apply for your auto loan through Internet Branch online banking.
    Open Account

Thank you for your interest in applying for a personal loan from SDCCU. You can apply by one of the convenient ways below.

  1. Open an account online to become a member.

    Once you are a member, apply for your personal loan through Internet Branch online banking.
    Open Account

  2. Visit a Branch.

    There are many convenient branch locations throughout Southern California.
    Find Branch

Existing SDCCU Member?

Log into Internet Branch online banking to apply for this loan under your existing account. If you want a separate account, use the New to SDCCU options to the left.

LOG IN