SDCCU temporarily suspended certain fees earlier this year to help members during the pandemic. Beginning on July 10, 2020, the following fees will be reinstated. Refer to the Consumer Services Fee Schedule at sdccu.com/disclosures for current fees.
- SDCCU non-CO-OP ATM withdrawal and inquiry fees
- SDCCU International ATM withdrawal fee
- Loan deferment fee
- Early redemption penalty waivers for savings certificates, upon request
A change to Funds Availability will go into effect on July 1, 2020. Please refer to the updated version available on July 1, 2020 of the Funds Availability Disclosure in our Account Disclosures and Agreement at sdccu.com/disclosures or the Mobile Deposit Terms and Conditions through Internet Branch Self Service for more information.
Unless clearly indicated otherwise on the account records, any of you, acting alone, who signs to open the account or has authority to make withdrawals may withdraw or transfer all or any part of the account balance at any time. Each of you (until we receive written notice to the contrary) authorizes each other person who signs or has authority to make withdrawals to endorse any item payable to you or your order for deposit to this account or any other transaction with us. The credit union may place reasonable restrictions on when and how you make any large cash withdrawal. This may include requiring reasonable advance notice for large cash withdrawals and/or daily, weekly or monthly cash withdrawal limitations. The credit union may also refuse to honor a request to withdraw funds in cash from your account or to cash a check (including a cashier’s check or other official item) if we believe that the amount is unreasonably large or that honoring the request would cause the credit union an undue hardship or security risk. At the credit union’s sole discretion, we may also require you sign a document releasing us from any liability if you are robbed or assaulted. The credit union is not responsible for providing for your security in such transactions. The credit union may refuse the withdrawal request if you do not agree with these conditions.