New account enrollment through SDCCUdirect will be discontinued on January 25, 2023
On January 25, 2023, SDCCUdirect will no longer accept new enrollments for external account transfers. If you are a member looking to make an external transfer, we encourage you to use SDCCU Easy Pay™
for SDCCU auto and mortgage loan payments.
SDCCU Easy Pay
Pay your auto or mortgage loan without logging into Internet Branch online banking, with an account from another financial institution, using our convenient SDCCU Easy Pay. All you need is your non-SDCCU bank routing and account numbers or your non-SDCCU debit card. Once registered, you can easily set up recurring payments or complete a one-time payment – it’s up to you. There is a convenience fee to pay with your debit card but ACH payments can be made with no fee; see the Consumer Services Fee Schedule. Payment limits apply.
For Real Estate Loan payoffs, please call SDCCU at (877) 732-2848 to request a total payoff amount. Additional fees and/or finance charges may apply.
ACH Payment (other bank account to SDCCU)
Set up pre-authorized monthly payments from your account at another financial institution. Complete the Authorization for Direct Payment Form
and return by mail or to your local branch
External Transfer (other bank account to SDCCU)
Please contact your other financial institution to ensure you can set up the transfer. They will require SDCCU routing number and your SDCCU account number, which can be found within your Internal Branch online banking account, or you can call us at (877) 732-2848 to retrieve your account number.
SDCCU Routing Number: 322281617