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SDCCU Mortgage Relief Contact Form

Financial Hardships

We recognize the pandemic, coupled with the related closures of many non-essential businesses and services, has adversely impacted many within our community. Our hearts go out to all affected, from both a health perspective, as well as a financial perspective. As some members are beginning to experience unanticipated financial hardships related to this pandemic, we also want to assure you we remain committed to providing financial relief.

Mortgage Loans, Home Equity Loans, or Home Equity Lines of Credit (HELOC) Deferment Relief

For members who need payment assistance on a SDCCU mortgage loan, Home Equity Loan, or Home Equity Line of Credit (HELOC), the credit union will defer your payment up to 90 days, with no fees¹. To initiate a Mortgage loan payment deferral, please fill out the SDCCU Mortgage Relief form below and a SDCCU representative will contact you within approximately 10 business days. For faster service, please provide an email address.

If you have already taken advantage of the 90 day deferment and are still experiencing a financial hardship, please fill out the following PDF request form(s) - one per loan:
Residential real estate loan 30 day deferment request (1st mortgage, equity loan or HELOC)

SDCCU Mortgage Relief Contact Form

Complete this form for the first 90 day deferral only.


¹Interest will continue to accrue during the deferment period. Deferring a payment may extend the original term and increase total finance charges.

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