SDCCU Wallet

SDCCU Wallet for iPhone® is a secure, easy way to get cash at SDCCU ATMs without your debit card. Plus, access special deals and coupons to save on your everyday purchases.

Mobile Cash Access

Save time at the ATM by setting up your transaction on your smartphone. Download and open the app and select how much you want to withdraw and from which SDCCU account - then just tap the button on the ATM screen and scan the QR code with the app. Then your money is on its way and so are you! 

SDCCU Dining Deals

SDCCU has partnered with Mogl® so you can earn cash back when you dine out. No coupons or loyalty cards are necessary. Simply use your enrolled SDCCU debit and/or credit card at participating restaurants to earn up to 25% cash back. Easily find participating restaurants in the SDCCU Wallet app. 


Get discounts at various merchants. Just show the particpant merchant the coupon code on your screen to receive the special discount.

Enroll today!
Download the SDCCU Wallet app and log in with your current Internet Branch online banking username and password.
 Download on the App Store

About the App
What is SDCCU Wallet?
SDCCU Wallet is a secure, easy way to get cash at SDCCU ATMs. Plus, access special deals and coupons to save on your everyday purchases.

How do I get started?
First, download SDCCU Wallet from the App Store.
  • Use your existing Internet Branch online banking Username and password to log in.
  • An email with a verification code will be sent to the email address of the primary account holder.
  • Retrieve the verification code from the email and enter it into the app to proceed.
  • You’ll then be prompted to create a 6-digit PIN, followed by the option to use Touch ID (your fingerprint) to log in.
How does mobile cash work?
To get cash from a SDCCU ATM, log into the app and select the ATM menu item. Select the SDCCU debit card you would like to use, the withdrawal amount and whether you are making the withdrawal now or later. When you are at the ATM:
  • Have the SDCCU Wallet app open
  • Touch the ATM screen where it says “Mobile Cash Access”
  • Use the app camera screen to scan the QR code
  • Your cash is on its way!
Do I need to use my debit card PIN?
No, just scan the QR code on the ATM screen.

Will SDCCU Wallet work on my phone?
SDCCU Wallet is specifically formatted for iPhone devices that meet the following system requirements:
  • Version 8.0+ operating system
  • Camera
  • Touch ID or passcode on the device
Cards and Accounts
What accounts can I access?

You can access your default SDCCU checking account that is connected to an existing SDCCU debit card, including business accounts.

What cards can I add?
You can add any SDCCU debit card. ATM and credit cards are not available.

I share an account with someone in my household. Can we both add the same card to SDCCU Wallet?
Yes. The primary account holder will receive the verification email and PIN needed to enroll.

What if my SDCCU card is lost or stolen?
If your SDCCU card has been lost or stolen, please block your card immediately through Internet Branch Self Service, Live Chat or by calling (877) 732-2848. Learn more about SDCCU's card fraud protection, monitoring your transactions through MoneyTracker and setting up text fraud alerts.
Delete your old card from SDCCU Wallet and add your new card upon receipt.

Can I use mobile cash at any CO-OP ATM?
No, only SDCCU-owned ATMs.

What’s my daily cash withdrawal limit with SDCCU Wallet?
Your daily cash withdrawal limit with SDCCU Wallet is the same as your standard aggregate ATM limit. They cannot be combined to withdraw cash in excess of your daily limit. See the Account Disclosures and Agreement for details.

Where is my receipt?
No receipt is generated for SDCCU Wallet withdrawals. You can view your transaction history within the SDCCU Wallet app or in Internet Branch online banking. Transactions will display as “SDCCU Wallet.”

I have multiple SDCCU accounts. Can I enroll debit cards from separate accounts?
Yes, if you use the same primary email address for all of the accounts. You can update your email address in Internet Branch Self Service.

Are the SDCCU Wallet Deals the same as SDCCU Dining Deals™?

Yes, both are powered by Mogl. If you are already enrolled in SDCCU Dining Deals and use the same address to enroll in Deals, your accounts will be linked.

What if I set up a mobile cash transaction and don’t go to the ATM?
No transaction will be made on your account until you complete the transaction at the ATM. You can click “Cancel a scheduled withdrawal” at the bottom of the app screen.

I’m locked out of SDCCU Wallet, how do I reset my password?
To reset your Internet Branch online banking password, contact us via Live Chat at or by calling (877)732-2848.

My address has changed. How can I update it?
To update your address information, log into Internet Branch online banking and select Self Service or visit any SDCCU branch location.

What if my phone is lost or stolen?
If you have the Find My iPhone app installed on your device, you can use it to remotely lock and even erase the personal data on your device. Please refer to the Apple website for more information about Find My iPhone.
Please notify your mobile carrier. If you locate your device, you will need to re-enroll your card with SDCCU Wallet.

Message and data rates may apply. 

Why People Love Us

SDCCU Reviews

"I love SDCCU. I switched from big banking two years ago and won't go back. Better rates and service! No nickel and diming!" Susan L., San DiegoMember since '98

San Diego County Credit Union® was founded on the principle that people come first and profits second. This forward-thinking approach in the banking industry has propelled SDCCU® to become San Diego’s BEST Credit Union and largest locally-owned financial institution. SDCCU provides breakthrough banking products that meet the demands of today’s lifestyle and delivers banking services that save customers money. SDCCU serves customers nationwide with 30,000 surcharge-FREE CO-OP ATMs and 43 branch locations in San Diego, Riverside and Orange counties. Open an account today.

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