Whether you’re looking to buy a new home or refinance your existing home loan, San Diego County Credit Union mortgages are perfect for you! SDCCU offers low rate home loans in San Diego and throughout California. Our low fixed rate and adjustable rate home loans offer low monthly payments and down payments as low as 5%. You can even take advantage of the No Closing Costs 5/5 Adjustable Rate Mortgage!¹
Apply for a home loan online today!
No obligation pre-approval
Up to 95% financing² (that’s just 5% down)
Loans up to $1,500,000
Competitive interest rates
FREE 60-day rate lock
FREE Internet Branch online banking
No pre-payment penalties
Potential tax deductions³
Automatic payments from an eligible SDCCU account available
Compare San Diego County Credit Union home loan mortgage options & payments via our FREE online Loan Consultant
. No personal information is required.
Offer available for owner occupied primary residential purchases and external refinance only. Subject to approval. ¹SDCCU will pay your closing costs including but not limited to: lender’s title insurance, title services, appraisal, tax service, credit report, flood certification and recording fees. Maximum closing costs paid for you by SDCCU will be $10,000 or the amount charged by the service providers (whichever is less) and will be a credit to you. This does not include pre-paid interest, homeowner’s insurance, initial escrow deposit, owner’s title insurance, or city and/or county transfer tax. Borrower may select escrow and/or title company. Other restrictions may apply. There is an upfront $350 application fee that is non-refundable if your loan is denied or canceled. Reimbursement of closing costs paid by SDCCU may be required. Reimbursement of closing costs: If the loan is paid off within 36 months of origination, a prorated amount of closing costs will be added to the loan payoff amount.
²Certain terms and restrictions apply. See rate sheet
³Consult your tax advisor.
For example: 360 monthly payments of $4.70 per $1,000 borrowed at 3.901% Fixed Annual Percentage Rate (APR) for the 30-year term based on rates offered 01/20/16. Rates may vary and are subject to change.
For example: 360 monthly payments of $4.15 per $1,000 borrowed at 3.144% Adjustable Annual Percentage Rate (APR) for the 5-year adjustable term based on rates offered 01/28/16. Rates may vary and are subject to change.