How would you transform your home with a low-rate HELOC?
Using the value of your home couldn't be easier or more affordable. With no annual or maintenance fees, a HELOC can be an easy, affordable way to finance home improvement projects. So go ahead, dream big! Plus, the interest may even be tax deductible.¹ SDCCU offers fixed rate home equity loans, home equity lines of credit (HELOC) and interest-only HELOCs.
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Potential tax deductions - consult your tax advisor
Automatic payments from an eligible SDCCU account available
¹Check with your tax advisor for more information.
²180 monthly payments of $8.57 per $1,000 borrowed at 6.372% Fixed Annual Percentage Rates (APR) at 80% CLTV based on APRs offered 5/20/15. Rates are subject to change.
³Interest-only payment option available up to 70% Combined-Loan-To-Value.
*APR=Annual Percentage Rate. 2.99% fixed APR is the introductory rate for the first 12 months for home equity lines up to $100,000 with a 70% combined-loan-to-value (CLTV). After the introductory period, the rate will adjust to the current variable rate then offered by SDCCU. Internal refinances are eligible to receive the introductory rate with at least a $25,000 increase to existing credit line. APRs accurate as of 4/15/15 and subject to change. The interest rate may not increase more than 12.00% over the non-introductory start rate (current maximum: 16.25% on 70% CLTV product). The minimum rate may not decrease below 4.00% after any introductory period has elapsed. Minimum credit line of $10,000 required. Subject to approval.