Put your home to work for you! Use the equity you’ve been building in your home to finance home improvements, buy a vehicle
, consolidate your debt, pay for tuition and more - it's all within reach! Plus, the interest may even be tax deductible.¹ SDCCU offers fixed rate home equity loans, home equity lines of credit (HELOC) and interest-only HELOCs.
FREE Internet Branch online banking
Potential tax deductions - consult your tax advisor
Automatic payments from an eligible SDCCU account available
¹Check with your tax advisor for more information.
²180 monthly payments of $8.71 per $1,000 borrowed at 6.683% Fixed Annual Percentage Rates (APR) at 80% CLTV based on APRs offered 4/24/14. Rates are subject to change.
³Interest-only payment option available up to 70% Combined-Loan-To-Value.
*APR=Annual Percentage Rate. 2.99% fixed APR is the introductory rate for the first 12 months for home equity lines up to $100,000 with a 70% combined-loan-to-value (CLTV). After the introductory period, the rate will adjust to the current variable rate then offered by SDCCU®. Internal refinances are eligible to receive the introductory rate with at least a $25,000 increase to existing credit line. APRs accurate as of 10/2/14 and subject to change. The interest rate may not increase more than 12.00% over the non-introductory start rate (current maximum: 16.25% on 70% CLTV product). The minimum rate may not decrease below 4.00% after any introductory period has elapsed. Minimum credit line of $10,000 required. Subject to approval.