Visa Balance Transfer Promo

If you're paying high interest charges on your credit card balance every month, take advantage of our special balance transfer offer.


Pay 0% Promo APR¹ through January 1, 2018, for qualified cardholders, on balances you transfer to your SDCCU Visa by May 1, 2017. After this promo period, your then current APR for balance transfers applies, currently 13.99%-23.99% APR.²

Visit any of our 40 branch locations or call (877) 732-2848 to see if you're eligible.

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Offer not available on all credit card products. You must qualify for this promotional rate. Current cardholders: Call to see if you're eligible. 



¹Annual Percentage Rate (APR) for Balance Transfer: 0.00% promotional APR through 1/1/2018. After 1/1/2018, you will be charged your then current APR for balance transfers, currently 13.99%-23.99%.
²Use by Date: Your transfer must clear on or before 5/1/2017 for the promotional APR to apply. If your transfer clears after that date, we may still honor the transfer, but you will not receive the promotional APR. Instead, your then current APR for balance transfers will apply.

Fee: 2.5% of the amount of each transaction ($1 minimum). You may transfer up to your credit limit or $10,000, whichever is less, through 5/1/2017.
Paying Interest on Your Promotional Balance Transfer: If you elect to perform a balance transfer using this promotion and then use your SDCCU credit card for new purchases, you will be charged interest immediately on those purchases unless you pay the entire balance, including the promotional balance, by the due date.
We will begin charging interest on these promotional balance transfers on 1/2/2018.
Visa Balance Transfer Disclosures: Qualified members may request a balance transfer by using the SDCCU Easy Balance Transfer mobile app (data rates may apply), calling us at (877) 732-2848 or by visiting any of our branch locations. It may take up to 14 days for your balance transfer request to be processed. You are responsible for confirming the transfer request is posted on your other loan(s) and making payments on any outstanding/remaining balance(s) on those other loan(s). SDCCU is not responsible for fees and finance charges incurred by you on your other loan(s). SDCCU reserves the right to refuse a request (for example if it exceeds the available credit) and/or may complete a request in a partial amount. Requests must be legible, may not be payable to private individuals, cash, yourself or SDCCU and are subject to approval by SDCCU. This offer is not applicable on previous transactions and/or existing balance transfers.

Why People Love Us

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"I love SDCCU and recommend them to everyone I know. I would never switch to another bank for my financial needs as I always get great, friendly service. Keep up the great work!" Vanessa A., San DiegoMember since 2005

San Diego County Credit Union® was founded on the principle that people come first and profits second. This forward-thinking approach in the banking industry has propelled SDCCU® to become San Diego’s BEST Credit Union and largest locally-owned financial institution. SDCCU provides breakthrough banking products that meet the demands of today’s lifestyle and delivers banking services that save customers money. SDCCU serves customers nationwide with 30,000 surcharge-FREE CO-OP ATMs and 40 branch locations in San Diego, Riverside and Orange counties. Open an account today.


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