Money Markets Accounts

Money market deposit accounts provide you liquidity and earning power. SDCCU rates are competitively priced to ensure the maximum return for you. Open a money market account online or visit a branch location to get started.


30,000 ATMs

mobile banking

Mobile Banking
& Deposit

account alerts

Text & Email

  • Tiered dividend rates based on average daily balance
  • FREE ATM card, instantly issued in-branch
  • FREE Internet Branch online banking
  • FREE Bill Payer Plus™ online bill pay¹
  • FREE eStatements
  • FREE direct deposit
Monthly fee: No fee!
Minimum opening deposit: $5,000

Open an account online or visit any of our 38 branch locations!
Open Now      Existing customers, log into online banking.

¹Bill Payer Plus is FREE with FREE Checking with eStatements accounts and is FREE for other checking accounts when used to make three or more payments per calendar month. Otherwise, a $4.95 nominal monthly fee applies.
This product is not available for chartered financial institutions. Must maintain a $1 savings balance.
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
In compliance with Federal Banking Regulation D, telephone and automated savings withdrawals are limited to comply with the regulation. During any calendar month, you may not make more than six withdrawals or transfers to another SDCCU account of yours or to a third party by means of a preauthorized or automatic transfer, telephonic order or instruction. Automated methods include overdraft protection transfers to checking accounts and automatic withdrawals made through the Automated Clearing House (ACH) or preauthorized draft withdrawals (e.g., bill payment, insurance premiums).
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Why People Love Us

SDCCU Reviews

"I love SDCCU! Better than the big banks, SDCCU has no hidden fees or extra charges and they always provide friendly service. I recommend SDCCU to all of my friends and love that they are a local bank." Lohamy A., El CajonMember since 2012

San Diego County Credit Union® was founded on the principle that people come first and profits second. This forward-thinking approach in the banking industry has propelled SDCCU® to become San Diego’s BEST Credit Union and largest locally-owned financial institution. SDCCU provides breakthrough banking products that meet the demands of today’s lifestyle and delivers banking services that save customers money. SDCCU serves customers nationwide with 30,000 surcharge-FREE CO-OP ATMs and 38 branch locations in San Diego, Riverside and Orange counties. Open an account today.

30,000 surcharge-FREE ATMs

30,000 Surcharge-FREE ATMs

Access your money anywhere with 30,000 surcharge-FREE co-op ATMs nationwide.
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5/5 ARM

No Closing Costs

5/5 ARM Home Loan
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Auto Buying Service

Let SDCCU Do The Work!

You provide the details of the car you want and we'll locate it, negotiate the price and coordinate delivery for you – at no cost.
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1% Cash Back!

Apply for a SDCCU Cash Rewards Visa card to earn unlimited 1% cash back.
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SDCCU Mobile Deposit

Deposit checks from your smart phone in real time.
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