Teen Banking Accounts

Today's teens and young adults need to be financially savvy. SDCCU is here to help teens learn about money management and financial planning with Teen First®, our special bank accounts for teenagers. Many teens have part-time jobs and are beginning to understand the value of money. This is a good time to learn how to manage a savings account, checking account, ATM or debit card and to plan ahead for major expenses, such as a first car loan or college education. 
Our Teen First bank accounts were designed to give teenagers valuable money management skills today that help them manage their finances in the future.


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  • Access your account using an ATM card, Visa® debit card or checks.
Learn more about managing your money at Teens & Money.

Open an account online or visit any of our  branch locations!

Member must be 13 to 17 years old and have valid ID in order to take advantage of products and services offered in the Teen First program. Parent or guardian must be Joint Owner on the account until the teen reaches the age of 18. Teen will be the primary member on the account. Once member has reached the age of 18, member will be able to take advantage of SDCCU’s full line of products and services.
¹Once member turns 18, the Teen First checking account automatically converts to a FREE Checking with eStatements account and is free when enrolled in eStatements. Otherwise, a nominal monthly fee of $2 applies.

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"I love SDCCU! Better than the big banks, SDCCU has no hidden fees or extra charges and they always provide friendly service. I recommend SDCCU to all of my friends and love that they are a local bank." Lohamy A., El CajonMember since 2012

San Diego County Credit Union® was founded on the principle that people come first and profits second. This forward-thinking approach in the banking industry has propelled SDCCU® to become San Diego’s BEST Credit Union and largest locally-owned financial institution. SDCCU provides breakthrough banking products that meet the demands of today’s lifestyle and delivers banking services that save customers money. SDCCU serves customers nationwide with 30,000 surcharge-FREE CO-OP ATMs and 43 branch locations in San Diego, Riverside and Orange counties. Open an account today.

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