Teen Banking Accounts

Today's teens and young adults need to be financially savvy. SDCCU is here to help teens learn about money management and financial planning with teenFIRST, our special bank accounts for teenagers. Many teens have part-time jobs and are beginning to understand the value of money. This is a good time to learn how to manage a savings account, checking account, ATM or debit card and to plan ahead for major expenses, such as a first car loan or college education. 
Our teenFIRST bank accounts were designed to give teenagers valuable money management skills today that help them manage their finances in the future.


30,000 ATMs

mobile banking

Money Management

read our blog

account alerts

Photo Visa Card

add a picture

  • Access your account using an ATM card, Visa® debit card or checks.
  • Let your personality shine with a custom myOwn Card® Photo Visa debit card.¹

Open an account online or visit any of our  branch locations!

Member must be 16 or 17 years old and have valid ID in order to take advantage of products and services offered in the teenFIRST program. Parent or guardian must be Joint Owner on the account until the teen reaches the age of 18. Teen will be the primary member on the account. Once member has reached the age of 18, member will be able to take advantage of SDCCU’s full line of products and services.
¹Image must meet our Standard Photo Card Guidelines. A one-time fee of $6.95 will be charged to the associated checking account for each Photo Visa debit card ordered. The myOwn Card must be created by parent/guardian Joint Owner with Internet Branch access.
²Once member turns 18, the teenFIRST checking account automatically converts to a FREE Checking with eStatements account and is free when enrolled in eStatements. Otherwise, a nominal monthly fee of $2 applies.
Open an accountin minutes Apply for a loan easily online

Why People Love Us

SDCCU Reviews

"I love banking with SDCCU. The level of customer service is excellent. No matter what branch I've stepped into, I'm welcomed and greeted and I leave with a sense that we are important to them. Free checking and great service! " Joan S., San DiegoMember since 1999

San Diego County Credit Union® was founded on the principle that people come first and profits second. This forward-thinking approach in the banking industry has propelled SDCCU® to become San Diego’s BEST Credit Union and largest locally-owned financial institution. SDCCU provides breakthrough banking products that meet the demands of today’s lifestyle and delivers banking services that save customers money. SDCCU serves customers nationwide with 30,000 surcharge-FREE CO-OP ATMs and 33 branch locations in San Diego, Riverside and Orange counties. Open an account today.

30,000 surcharge-FREE ATMs

30,000 Surcharge-FREE ATMs

Access your money anywhere with 30,000 surcharge-FREE co-op ATMs nationwide.
Find an ATM
5/5 ARM

No Closing Costs

5/5 ARM Home Loan
Learn More
Auto Buying Service

Let SDCCU Do The Work!

You provide the details of the car you want and we'll locate it, negotiate the price and coordinate delivery for you – at no cost.
Learn More
0% Intro APR

0% Intro APR* on Balance Transfers

Good through January 1, 2015 on balance transfers made by May 1, 2014.
*Learn More
Check. Snap. Deposit.

SDCCU Mobile Deposit

Deposit checks from your smart phone in real time.
Get the App