Phone and text scams are on the rise. Never give your account number, PIN or any other personal financial information to an unknown caller or suspicious text message. Please visit our Ways to Prevent Identity Theft page for details on phishing/vishing/smishing and additional ways to protect yourself and personal information.  ×

Checking Accounts

Are you ready for better banking?

SDCCU is San Diego’s BEST Credit Union and offers all the big bank services and nationwide ATM access. Select from our popular FREE Checking account with eStatements or a high-yield checking account which pays dividends on your balance. Open a checking account online or visit a branch location to get started.

cash

30,000 ATMs
surcharge-FREE

mobile banking

Mobile Banking
& Deposit

account alerts

Text & Email
Alerts

 
 
Open an account online or visit any of our  34 branch locations!
SDCCU ABA Routing Number: 322281617
Message and data rates may apply.
¹Bill Payer Plus is FREE with FREE Checking with eStatements accounts and is FREE for other checking accounts when used to make three or more payments per calendar month. Otherwise, a $4.95 monthly fee applies. *While supplies last.
*Offer valid June 1 - July 31, 2014. While supplies last. New checking accounts only.
Open an accountin minutes Apply for a loan easily online

Why People Love Us

SDCCU Reviews

"I have been a SDCCU member for many years and am still finding out about all of the great things that they do! My questions are answered promptly and in a way that helps me make better financial decisions." Marcus P., San DiegoMember since 2005

San Diego County Credit Union® was founded on the principle that people come first and profits second. This forward-thinking approach in the banking industry has propelled SDCCU® to become San Diego’s BEST Credit Union and largest locally-owned financial institution. SDCCU provides breakthrough banking products that meet the demands of today’s lifestyle and delivers banking services that save customers money. SDCCU serves customers nationwide with 30,000 surcharge-FREE CO-OP ATMs and 34 branch locations in San Diego, Riverside and Orange counties. Open an account today.


ABOUT SSL CERTIFICATES
30,000 surcharge-FREE ATMs

30,000 Surcharge-FREE ATMs

Access your money anywhere with 30,000 surcharge-FREE co-op ATMs nationwide.
Find an ATM
5/5 ARM

No Closing Costs

5/5 ARM Home Loan
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Auto Buying Service

Let SDCCU Do The Work!

You provide the details of the car you want and we'll locate it, negotiate the price and coordinate delivery for you – at no cost.
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0% Intro APR

0% Intro APR* on Balance Transfers

Good through May 1, 2015 on balance transfers made by October 1, 2014.
*Learn More
Check. Snap. Deposit.

SDCCU Mobile Deposit

Deposit checks from your smart phone in real time.
Get the App