Checking Accounts

Are you ready for better banking?

SDCCU is San Diego’s BEST Credit Union and offers all the big bank services and nationwide ATM access. Select from our popular FREE Checking account with eStatements or a high-yield checking account which pays dividends on your balance. Open a checking account online or visit a branch location to get started.


30,000 ATMs

mobile banking

Mobile Banking
& Deposit

account alerts

Text & Email

Open an account online or visit any of our  40 branch locations!
SDCCU ABA Routing Number: 322281617
Message and data rates may apply.
¹Member must be 16 or 17 years old and have valid ID in order to take advantage of products and services offered in the teenFIRST program. Parent or guardian must be Joint Owner on the account until the teen reaches the age of 18. Teen will be the primary member on the account. Once member has reached the age of 18, member will be able to take advantage of SDCCU’s full line of products and services. Once member turns 18, the teenFIRST checking account automatically converts to a FREE Checking with eStatements account and is free when enrolled in eStatements. Otherwise, a monthly fee of $2 applies.

Why People Love Us

SDCCU Reviews

"I love banking with SDCCU. The level of customer service is excellent. No matter what branch I've stepped into, I'm welcomed and greeted and I leave with a sense that we are important to them. Free checking and great service! " Joan S., San DiegoMember since 1999

San Diego County Credit Union® was founded on the principle that people come first and profits second. This forward-thinking approach in the banking industry has propelled SDCCU® to become San Diego’s BEST Credit Union and largest locally-owned financial institution. SDCCU provides breakthrough banking products that meet the demands of today’s lifestyle and delivers banking services that save customers money. SDCCU serves customers nationwide with 30,000 surcharge-FREE CO-OP ATMs and 40 branch locations in San Diego, Riverside and Orange counties. Open an account today.

30,000 surcharge-FREE ATMs

30,000 Surcharge-FREE ATMs

Access your money anywhere with 30,000 surcharge-FREE co-op ATMs nationwide.
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5/5 ARM

No Closing Costs

5/5 ARM Home Loan
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Auto Buying Service

Let SDCCU Do The Work!

You provide the details of the car you want and we'll locate it, negotiate the price and coordinate delivery for you – at no cost.
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1% Cash Back!

Apply for a SDCCU Cash Rewards Visa card to earn unlimited 1% cash back.
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Check. Snap. Deposit.

SDCCU Mobile Deposit

Deposit checks from your smart phone in real time.
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