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Online Job Search Safety: Detecting Fraud

By SDCCU , 12.07.2019 Financial Education
professional on computer Online Job Search Safety: Detecting Fraud
For many people looking for work, jumping onto the internet is the first step to finding that dream job. Telecommuting and remote work are on the rise due to improvements in technology and because workers are seeking jobs with more flexibility. When you find that perfect job listing, your excitement may distract you from doing your research. Scammers know the promise of a job is enticing, so they employ many tactics to get valuable information out of unsuspecting job seekers. Many job sites are working proactively to keep predatory content out of search results. You must still do your research and protect your information and financial well-being. Here are our tips to make sure you aren’t falling victim to a job scam.
 
  • Spot the red flags. Be wary of jobs that will hire you on the spot with no interview process, scammers will often avoid face-to-face interviews. Any job that requires you to do any financial transaction for them should be an immediate red flag.
  • Research the company. Researching a company is a must before you start any interview process. Scammers may even pretend to be a real company, so watch for email addresses with misspelled company names. Be sure to ask the name of your interviewers so you can research their history and make sure they actually work for that company. Look for company reviews, business complaint sites and online presence. 
  • Make sure the job is real. Be cautious when pursuing positions that seem too good to be true. Try reaching out to the company through your online research to make sure it is real. If possible, drive by their physical location to see if there is anything out of the ordinary.
  • Don’t put your personal information in jeopardy. Never give out personal information until you are positive it is not a scam. This goes especially for banking information. Never agree to perform any financial transaction on behalf of a potential employer. Such as accepting or making wire transfers, cashing checks on someone’s behalf, etc.
Finding a job can be hard work, but doing your research to make sure you are not wasting your time on a scam is well worth it.

If you ever question a SDCCU website, suspect suspicious communications or see any suspicious activity on your account, please report it immediately to your credit union at abuse@sdccu.com.

Visit our Financial Knowledge Blog to learn more tips on setting up a solid financial future or join us for Financial Wellness Wednesdays.

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