Phone and text scams are on the rise. Never give your credit or debit card number, account number, PIN or any other personal financial information to an unknown caller or suspicious text message. Please visit our Ways to Prevent Identity Theft page for details on phishing/vishing/smishing and additional ways to protect yourself and personal information.  × Phone and text scams are on the rise. Never give out your credit or debit card number, account number, PIN or any other personal financial information. Visit our Ways to Prevent Identity Theft page for ways to protect yourself and personal information. ×

New & Used Auto Loans & Leases

Whether you’re looking to buy a new or used car or refinance your existing car loan, there’s a San Diego County Credit Union auto loan program to fit your needs. Our unique Summer Saver Auto Loan® allows qualified borrowers to skip their July & August car loan payments.¹
 

easy and secure

Online

Application

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BEST Auto Loan

Provider

no payments

No Payments

90-Days²


Apply for your auto loan online in minutes.

¹Qualified borrowers will skip payments in July and August throughout the term of their loan, provided they remain in good standing per program qualifications.  Interest will continue to accrue during the skipped periods. For every month skipped, the loan term will increase accordingly. Not eligible for other skip payment offers. View the rate sheet or contact SDCCU for details.
²90 days no payments is for qualified buyers and interest will accrue from date of purchase.
³Auto sales offered through SD Auto Sales/Leasing and TRUECar®
484 monthly payments of $14.65 per $1,000 borrowed at 5.99% fixed APR on 2010 or newer vehicles. $15,000 minimum loan amount for terms greater than 66 months and a minimum $30,000 loan amount is required for terms greater than 78 months.
5Other fees may apply when refinancing.
660 monthly payments of $21.74 per $1,000 borrowed at 10.99% fixed APR. Recreational sports vehicles include ATVs, off-road motorcycles and personal watercraft.
7180 monthly payments of $10.74 per $1,000 borrowed at 9.99% Fixed APR. $100,000 minimum loan amount for 180 month terms.
Payment examples are based on APRs offered 06/19/14. Rates and terms subject to change.
*Subject to credit approval. APR = Annual Percentage Rate. APR valid as of 4/1/15. 1.49% APR is for 42 monthly payments of $24.46 per $1,000 borrowed. APR shown is for qualified buyers and reflects loan amounts up to 120% of the retail value and is for a 2011 or newer vehicle. Other rates are available and your APR may vary based upon the vehicle, amount financed, term and credit history. Internal refinance fee applicable for existing SDCCU® loans (refer to the Consumer Services Fee Schedule). APR, rate, terms and conditions are subject to change.

**Subject to credit approval. APR = Annual Percentage Rate. APR valid as of 4/1/15 for street-legal motorcycles. 3.49% APR is for 42 monthly payments of $25.34 per $1,000 borrowed. APR shown is for qualified buyers and reflects loan amounts up to 110% of the retail value and is for a 2011 or newer motorcycle. Other rates are available and your APR may vary based upon the motorcycle, amount financed, term and credit history. Internal refinance fee applicable for existing SDCCU® loans (refer to the Consumer Services Fee Schedule). APR, rate, terms and conditions are subject to change.
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Why People Love Us

SDCCU Reviews

"I love SDCCU and recommend them to everyone I know. I would never switch to another bank for my financial needs as I always get great, friendly service. Keep up the great work!" Vanessa A., San DiegoMember since 2005

San Diego County Credit Union® was founded on the principle that people come first and profits second. This forward-thinking approach in the banking industry has propelled SDCCU® to become San Diego’s BEST Credit Union and largest locally-owned financial institution. SDCCU provides breakthrough banking products that meet the demands of today’s lifestyle and delivers banking services that save customers money. SDCCU serves customers nationwide with 30,000 surcharge-FREE CO-OP ATMs and 38 branch locations in San Diego, Riverside and Orange counties. Open an account today.


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30,000 surcharge-FREE ATMs

30,000 Surcharge-FREE ATMs

Access your money anywhere with 30,000 surcharge-FREE co-op ATMs nationwide.
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5/5 ARM

No Closing Costs

5/5 ARM Home Loan
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Auto Buying Service

Let SDCCU Do The Work!

You provide the details of the car you want and we'll locate it, negotiate the price and coordinate delivery for you – at no cost.
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1% Cash Back!

Apply for a SDCCU Cash Rewards Visa card to earn unlimited 1% cash back.
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