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New & Used Auto Loans

SDCCU is here to help with your car loan process to get you in an automobile as soon as possible. Whether you’re looking to buy a new or used car or refinance your existing car loan, there’s a San Diego County Credit Union auto loan program to fit your needs. 
 

easy and secure

Online

Application

Best Credit Union

BEST Auto Loan

Provider

no payments

No Payments

90-Days2


When it comes to your car loan, we offer an easy & secure online application. We’ve also been voted as the BEST Auto Loan Provider by The San Diego Union-Tribune Readers Poll. Upon approval, we even offer up to 90 days of no payment2 with your car loan. Now is the time to take advantage of all the benefits and apply for an SDCCU Auto Loan:

Vehicle Purchases Made Easy with AdvanceCheck4

We've made purchasing a vehicle easier than ever! Apply for an auto loan online, at any of our 43 convenient branch locations or over the phone at (877) 732-2848.

  • Upon approval, ask for your AdvanceCheck.
  • Take the check to any California Franchise Dealership of your choice to purchase your vehicle.
  • Complete and sign the check and you're on your way.
  • It's as easy as sign and drive!

 

Payment examples are based on APRs offered 9/6/17. Other rates are available and your APR may vary based upon the collateral, amount financed, term and credit history. Rates and terms subject to change.
¹APR = Annual Percentage Rate. APR valid as of 9/6/17. APR shown is for qualified buyers and reflects loan amounts up to 120% of the retail value and is for a 2013 or newer vehicle. Other rates are available and your APR may vary based upon the vehicle, amount financed, term and credit history. Internal refinance fee applicable for existing SDCCU loans (refer to the Consumer Services Fee Schedule). APR, rate, terms and conditions are subject to change.
²90 days no payments is for qualified buyers and interest will accrue from date of purchase. Payment example: 42 monthly payments of $24.85 per $1,000 borrowed at 2.19% fixed APR on 2013 or newer vehicles.
3TrueCar is not affiliated with SDCCU.
4Available on vehicles 2013 or newer purchased from a California Franchise Dealer, up to your pre-approved amount.
584 monthly payments of $13.86 per $1,000 borrowed at 4.19% fixed APR on 2013 or newer vehicles. A minimum $30,000 loan amount is required for terms greater than 78 months.
6Other fees may apply when refinancing.
784 monthly payments of $14.85 per $1,000 borrowed at 6.19% fixed APR on 2013 or newer street-legal motorcycles. A minimum $30,000 loan amount is required for terms greater than 78 months.

 




**Subject to credit approval. APR = Annual Percentage Rate. APR valid as of 9/6/17 for street-legal motorcycles. APR shown is for qualified buyers and reflects loan amounts up to 110% of the retail value and is for a 2013 or newer motorcycle. Other rates are available and your APR may vary based upon the motorcycle, amount financed, term and credit history. Internal refinance fee applicable for existing SDCCU loans (refer to the Consumer Services Fee Schedule). APR, rate, terms and conditions are subject to change.

Why People Love Us

SDCCU Reviews

"I love SDCCU and recommend them to everyone I know. I would never switch to another bank for my financial needs as I always get great, friendly service. Keep up the great work!" Vanessa A., San DiegoMember since 2005

San Diego County Credit Union® was founded on the principle that people come first and profits second. This forward-thinking approach in the banking industry has propelled SDCCU® to become San Diego’s BEST Credit Union and largest locally-owned financial institution. SDCCU provides breakthrough banking products that meet the demands of today’s lifestyle and delivers banking services that save customers money. SDCCU serves customers nationwide with 30,000 surcharge-FREE CO-OP ATMs and 43 branch locations in San Diego, Riverside and Orange counties. Open an account today.

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