SDCCU online & mobile banking will be unavailable on Tuesday 3/20 from 11 p.m. to 3/21 4 a.m. We apologize for any inconvenience as we work to improve your online services. × Our online & mobile banking will be unavailable Tues. 3/20 from 11 p.m. to 3/21 4 a.m. We apologize for any inconvenience.×

Finance Your Car

With guaranteed pricing and industry-leading online shopping tools, SDCCU has partnered with TRUECar to give you hassle-free buying at local dealerships along with auto loan rates as low as 2.49% APR!*

  • See what others paid for the same new or used car you want
  • Get written offers from local dealers with guaranteed savings and price certificates
  • Take your offer to the dealership to get your new car and be sure to get your low SDCCU auto loan rate

Apply for your auto loan

Then go back to the Online Auto Buying Service to get your Online Guaranteed Savings certificate!

Apply Online     Existing customers, log into online banking

Keep Shopping

*APR = Annual Percentage Rate. APR valid as of 11/04/204. 1.49%: 42 monthly payments of $24.46 per $1,000 borrowed. APR shown is for qualified buyers and reflects loan amounts up to 120% of the retail value. Other rates are available and your APR may vary based upon the vehicle, amount financed, term and credit history. Internal refinance fee applicable for existing SDCCU loans (refer to the Consumer Services Fee Schedule). Other fees and restrictions may apply. 

Why People Love Us

SDCCU Reviews

"I have been a SDCCU member for many years and am still finding out about all of the great things that they do! My questions are answered promptly and in a way that helps me make better financial decisions." Marcus P., San DiegoMember since 2005

San Diego County Credit Union® was founded on the principle that people come first and profits second. This forward-thinking approach in the banking industry has propelled SDCCU® to become San Diego’s BEST Credit Union and largest locally-owned financial institution. SDCCU provides breakthrough banking products that meet the demands of today’s lifestyle and delivers banking services that save customers money. SDCCU serves customers nationwide with 30,000 surcharge-FREE CO-OP ATMs and 43 branch locations in San Diego, Riverside and Orange counties. Open an account today.

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30,000 surcharge-FREE ATMs

30,000 Surcharge-FREE ATMs

Access your money anywhere with 30,000 surcharge-FREE co-op ATMs nationwide.
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5/5 ARM

No Closing Costs

5/5 ARM Home Loan
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Auto Buying Service

Let SDCCU Do The Work!

You provide the details of the car you want and we'll locate it, negotiate the price and coordinate delivery for you – at no cost.
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1% Cash Back!

Apply for a SDCCU Cash Rewards Visa card to earn unlimited 1% cash back.
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SDCCU Mobile Deposit

Deposit checks from your smart phone in real time.
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