SDCCU teenFirst Checking and Savings Accounts

San Diego County Credit Union has been helping people with their money for over 70 years! Now that's a long time. Let us help you take the first step to manage your money with our teenFIRST program, designed just for you!¹

teenFIRST Checking Account
Manage your money with an account that gives you the freedom to access your cash almost anywhere.

Free of monthly fee until you turn 18.²
Access to your account using a check, ATM card or Visa® debit card.
Let your personality shine with a custom myOwn Card™ Photo Visa® debit card.³

Savings Account
Save for things you really want… college spending money, concert tickets, a new surfboard or that car you’ve always dreamed of.

Open with a minimum of $50.
Earn interest on balances over $100 in the form of dividends.
Access your account with an ATM card or at any of our branch locations.
Manage your account by phone with TalkToneTeller®.

teenFIRST Auto Loan
Get a teenFIRST Auto Loan and not only can you get the ride you want, but you’ll get the credit you deserve.

With your parent as the primary borrower, your loan will have your name on the payment coupons and title to the car. This is a great way to practice financial responsibility and look good doing it.

¹Member must be 16 or 17 years old and have valid ID in order to take advantage of products and services offered in the teenFIRST program. Parent or guardian must be Joint Owner on the account until the teen reaches the age of 18. Teen will be the primary member on the account. Opening and maintaining a Primary Savings Account at San Diego County Credit Union requires a minimum $50 deposit per the Credit Union's charter. Once member has reached the age of 18, member will be able to take advantage of SDCCU®’s full line of products and services, including loans.
²Once member turns 18, the teenFIRST Checking Account automatically converts to a Free checking with eStatements account and is free when enrolled in eStatements. Otherwise, a nominal monthly fee of $2 applies.
³Image must meet our Standard Photo Card Guidelines. A one-time fee of $6.95 will be charged to the associated checking account for each Photo Visa debit card ordered. myOwn Card must be created by parent/guardian Joint Owner with Internet Branch access.