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Fixed rate home loans provide guaranteed
monthly payments for a pre-determined period of time. Monthly budgeting
is easy, since you will always pay the same amount even if interest
rates increase.
SDCCU® is a long-term partner you can trust! SDCCU has been helping people like you achieve their dreams for over 70 years. We offer competitive rates and specialized service in your neighborhood. With rates at near record lows, now is the time to buy or refinance your home loan with SDCCU – the local lender you can trust.
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Special Offer!
Take advantage of our low home loan rates today.
Learn more>> |
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| Rate |
Fixed for the life of the loan |
| Term |
10, 15, 20 or 30 years¹ |
| Minimum loan amount |
$50,000 |
| Down payment required |
• Up to 97% financing² on loans up to $417,000
• Up to 90% financing on loans up to $625,500
• Up to 75% financing on loans up to $1,500,000
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| Additional features |
• No obligation pre-approval
• Free 60-day rate lock available
• Free re-lock if rates go down
• Free Internet Branch online banking
• Free eStatements
• No pre-payment penalties
• Potential tax deductions³ |
| Minimum payment |
Payment is fixed for the life of the
loan |
| Payment options |
Automatic payments from an eligible
SDCCU account available |
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Contact a Real Estate Specialist today to apply or get more information!
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¹For example: 360 monthly payments
of $4.92 per $1,000 borrowed at
4.250% fixed based on Annual Percentage Rates offered 08/17/11. Rates are subject to change.
²97% Loan-To-Value (LTV) financing available for purchases with a maximum 30-year term on conforming fixed mortgage products with mortgage insurance. Private Mortgage Insurance premium is required for loans over 80% LTV. Certain terms and restrictions apply.
³Consult your tax advisor.
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