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Now is a great time to buy or refi!
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SDCCU home loan options include:
• DOWN payments as low as 3%¹
• LOW rates
• NO point loans available
• NO hidden fees
• FREE 60-day rate lock
• FREE re-lock if rates go down
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3.000% Rate²
3.155% APR
10-year fixed with 0 points |
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3.125% Rate³
3.560% APR
5/5 ARM with (0.375) point rebate which may cover closing costs! |
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3.625% Rate4
3.775% APR
30-year fixed with 1 point
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Annual Percentage Rates (APR) accurate as of 05/09/12. Verification of income, hazard and, if applicable, flood insurance required. APR, rate, terms and conditions are subject to change.
¹97% loan-to-value (LTV) available on single family residences and warrantable condos only. Rate and APR will be higher than stated rate. PMI required. Not a FHA loan.
²For loans up to 80% LTV. 120 monthly payments of $9.66 per $1,000 borrowed.
³(0.375%) point rebate may be used for title, escrow, lender and third party costs. For adjustable loans up to $1,500,000 and 80% LTV. The APR shown is fixed for 5 years, then becomes adjustable and may increase or decrease every 5 years. Index is Constant Maturity Treasury (CMT) + 2.75% Margin - maximum cap of 2% per five years and 5% over the life of the loan.
4For loans up to 80% LTV. 360 monthly payments of $4.56 per $1,000 borrowed. 1 point will be added to the closing costs of this loan.
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